---
title: "Standard Variable Rate Home Loan - Investment (Interest Only) — Family First"
description: "Home Loans from Family First. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/family-first/products/7e4c6b53-01b2-459c-a9dd-82122298f7c8
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-04T05:58:53.192945Z
---

# Standard Variable Rate Home Loan - Investment (Interest Only) — Family First

> Home Loans from Family First. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · FF PM Production**

This product is our standard variable mortgage rate, which is suitable for property investors and those looking to refinance their homes.

## At a glance

- **From (investment):** 6.15% (6.23% comparison)

## Apply

Applications are handled by the provider: [Apply at Family First](https://familyfirst.com.au/caring-local-banking-2/application/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.15% | 6.23% | Borrowing Tier $500,001+; Loan to Value Ratio (LVR) ≤95% |
| Variable | 6.25% | 6.45% | Loan to Value Ratio (LVR) ≤95%; Borrowing Tier $250,001–$500,000 |
| Variable | 6.35% | 6.48% | Borrowing Tier $0–$250,000; Loan to Value Ratio (LVR) ≤95% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Discharge of Mortgage Settlement Fee — Applies when settling a discharge of mortgage | Event | — |
| Subsequent Default Notice Issue — Applies when you fail to make your contracted repayments and we are required to issue a subsequent default notice to you. | Event | — |
| Default Notice Fee — Applies when you fail to make your contracted repayments and we are required to issue a default notice to you. | Event | — |
| Bank Cheque Fee — Applies when we issue you with a Bank Cheque. | Event | — |
| Loan Establishment Fee - Personal Loan — Applies when you apply for a Personal Loan | Event | — |
| Personal/Home Loan Redraw Facility — Applies when you apply for a redraw of funds on your loan | Event | — |
| Loan Establishment Fee - Overdraft — Applies when you apply for an Overdraft | Event | — |
| Loan Establishment Fee - Mortgage — Applies when you apply for a Mortgage related loan | Event | — |
| Loan Account Variation/Switching Fee — Applies when any change is made to a loan contract or switching of a loan product | Event | — |
| Rate Lock Fee — Applies when you apply to lock in an interest rate on your loan prior to settlement | Variable | — |
| Loan Establishment Fee - Unsecured Line of Credit — Applies when you apply for an Unsecured Line of Credit | Event | — |
| Miscellaneous Dealing Fee — Applies when a change is made to security documents e.g. title production, prepare and consent to 2nd mortgage | Event | — |
| IPEX — Applies per transfer | Event | — |

## Features

- **Offset account**
- **Redraw facility**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Terms and conditions apply**

## Constraints

- **Minimum limit** — $20,000.00 (The minimum loan amount for this product is $20,000)

## More information from Family First

- [Overview](https://familyfirst.com.au/loans/home-and-investment-loans/)
- [Terms & conditions](https://familyfirst.com.au/about-us/disclosure-statements/)
- [Eligibility](https://familyfirst.com.au/wp-content/uploads/2024/04/Family-First-TMD-Home-Loan-Variable-Rate-Investment-April-2024.pdf)
- [Fees & pricing](https://familyfirst.com.au/fees-charges/)

## Data provenance

- Published by Family First under the Consumer Data Right
- Product ID: `7e4c6b53-01b2-459c-a9dd-82122298f7c8`
- Last updated by the provider: 4 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/family-first/7e4c6b53-01b2-459c-a9dd-82122298f7c8
- Provider page: https://www.cdrcompare.au/brands/family-first
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000187

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/family-first/products/7e4c6b53-01b2-459c-a9dd-82122298f7c8) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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