S28 Flexi Credit
OverdraftsData Sharing Status
FSCU offer a Flexi Credit secured by the equity in a home, this is a line of credit to access funds for any worthwhile purpose.
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 8.35% | — | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $200.00 |
| Visa Chargeback We charge back a merchant for a Visa Transaction, on your behalf. A Visa Chargeback is represented and, at your request, the associated dispute is escalated for Visa Arbitration and/or compliace review. | Event | $30.00 |
| Overdraft Facility Fee | Event | $60.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $173.00 |
| Legal / Settlement Fee Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or converyancer for acting for us in relation to this loan. | Event | $0.00 |
Features
- Bill payment (BPAY)
- Pay your bills from the comfort of your home.
- Card access — Visa Debit Card
- A Visa Debit card gives you access to your money in branch, at an ATM, in stores and online.
- Digital banking
- Do your banking online anytime, anywhere using our Internet Banking or Mobile Banking App.
- Digital wallet — Mobile Wallet
- Load your FSCU Visa Debit card to your mobile deivce to make fast and easy transactions.
- Real-time payments (NPP)
- New Payment Platform (NPP) Transact instantly with real-time payments.
- PayID
- PayID - and easily remembered identifier such as email, mobile or ABN linked to your accout at FSCU.
Eligibility
- Minimum age — 18 years
- Individuals only
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency status — Australian residents only
Constraints
- Minimum limit — $25,000.00
More Information
Published by Fire Service Credit Union under the Consumer Data Right · Last updated 19 March 2026 · Product ID 10 · View on CDR.gov.au