I12 FTD 12 Months
Term DepositsData Sharing Status
12 Month Term Deposit Interest Paid at Maturity. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals
- Fixed rate
- 4.05%
- 1 year
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 1 year | 4.05% | Fixed $5,000–$24,999 | every 12 months |
| Fixed · 1 year | 4.05% | Tier 2 | every 12 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Early Withdrawal Term Deposit Early Withdrawals: Interest penalty payable on funds withdrawn from a Term Deposit investment prior to the maturity date, by way of reduction of the interest accrued on those withdrawn funds. 50% + $20.00 Admin Fee | Event | $20.00 |
Eligibility
- Business customersAvailable for all members
- Individuals onlyAvailable for all members
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency status — Australian Residents only
Constraints
- Minimum balance — $5,000.00
More Information
Published by Fire Service Credit Union under the Consumer Data Right · Last updated 20 May 2026 · Product ID 15 · View on CDR.gov.au · View Source Data (JSON)