---
title: "I12 FTD 12 Months — Fire Service Credit Union"
description: "Term Deposits from Fire Service Credit Union. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/fire-service-credit-union/products/15
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-20T04:00:33.3305724Z
---

# I12 FTD 12 Months — Fire Service Credit Union

> Term Deposits from Fire Service Credit Union. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

12 Month Term Deposit Interest Paid at Maturity. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals

## At a glance

- **Fixed rate:** 4.05% (1 year)

## Apply

Applications are handled by the provider: [Apply at Fire Service Credit Union](https://www.fscu.com.au/accounts/term-deposits/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year | 4.05% | Fixed $5,000–$24,999 | every 12 months |
| Fixed · 1 year | 4.05% | Tier 2 | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Term Deposit Early Withdrawal — Term Deposit Early Withdrawals: Interest penalty payable on funds withdrawn from a Term Deposit investment prior to the maturity date, by way of reduction of the interest accrued on those withdrawn funds. 50% + $20.00 Admin Fee | Event | $20.00 |

## Eligibility

- **Business customers** (Available for all members)
- **Individuals only** (Available for all members)
- **To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.**
- **Residency status** — Australian Residents only

## Constraints

- **Minimum balance** — $5,000.00

## More information from Fire Service Credit Union

- [Overview](https://www.fscu.com.au/accounts/term-deposits/)
- [Terms & conditions](https://www.fscu.com.au/accounts/term-deposits/)
- [Eligibility](https://www.fscu.com.au/why-us/membership/)
- [Fees & pricing](https://www.fscu.com.au/rates/)

## Data provenance

- Published by Fire Service Credit Union under the Consumer Data Right
- Product ID: `15`
- Last updated by the provider: 20 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/fire-service-credit-union/15
- Provider page: https://www.cdrcompare.au/brands/fire-service-credit-union
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000135

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/fire-service-credit-union/products/15) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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