---
title: "L25 Firefighter Package — Fire Service Credit Union"
description: "Home Loans from Fire Service Credit Union. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/fire-service-credit-union/products/21
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T06:00:32.2911362Z
---

# L25 Firefighter Package — Fire Service Credit Union

> Home Loans from Fire Service Credit Union. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

FSCU offer the Firefighter Package home loan for  members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.

## At a glance

- **From (owner occupied):** 5.89% (6.17% comparison)

## Apply

Applications are handled by the provider: [Apply at Fire Service Credit Union](https://www.fscu.com.au/home-loans/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (New Money for Owner occupied with a LVR not exceeding 60%) | 5.89% | 6.17% | — |
| Variable (New Money for owner occupied with a LVR not exceeding 80% or greater than 80% with LMI) | 6.24% | 6.51% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Home Loan Redraw | Event | $0.00 |
| Home Loan 1st Mortgage Application Fee | Upfront | $300.00 |
| Existing Mortgage Increase Application Fee | Upfront | $150.00 |
| Annual Service Fee | Event | $300.00 |
| Mortgage Discharge Admin Fee # | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |

## Features

- **Digital banking** (View the balance of the account and transfer extra funds whenever you like for free)
- **Extra repayments** (Product has the option to accept extra repayments without incurring additional charges.)
- **Offset account** (The balance in this account reduces the interest you pay on your mortgage.)
- **Redraw facility** (Minimum redraw amount $1,000 - capped at $20,000)

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.**
- **Residency status** — Australian Residents only

## Constraints

- **Minimum limit** — $150,000.00

## More information from Fire Service Credit Union

- [Overview](https://www.fscu.com.au/home-loans/)
- [Terms & conditions](https://www.fscu.com.au/home-loans/)
- [Eligibility](https://www.fscu.com.au/why-us/membership/)
- [Fees & pricing](https://www.fscu.com.au/rates/)

## Data provenance

- Published by Fire Service Credit Union under the Consumer Data Right
- Product ID: `21`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/fire-service-credit-union/21
- Provider page: https://www.cdrcompare.au/brands/fire-service-credit-union
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000135

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/fire-service-credit-union/products/21) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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