L25 Firefighter Package
Home LoansData Sharing Status
FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.
- From (owner occupied)
- 5.89%
- 6.17% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable New Money for Owner occupied with a LVR not exceeding 60% | 5.89% | 6.17% | — |
| Variable New Money for owner occupied with a LVR not exceeding 80% or greater than 80% with LMI | 6.24% | 6.51% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Home Loan Redraw | Event | $0.00 |
| Home Loan 1st Mortgage Application Fee | Upfront | $300.00 |
| Existing Mortgage Increase Application Fee | Upfront | $150.00 |
| Annual Service Fee | Event | $300.00 |
| Mortgage Discharge Admin Fee # | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |
Features
- Digital banking
- View the balance of the account and transfer extra funds whenever you like for free
- Extra repayments
- Product has the option to accept extra repayments without incurring additional charges.
- Offset account
- The balance in this account reduces the interest you pay on your mortgage.
- Redraw facility
- Minimum redraw amount $1,000 - capped at $20,000
Eligibility
- Minimum age — 18 years
- Individuals only
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency status — Australian Residents only
Constraints
- Minimum limit — $150,000.00
More Information
Published by Fire Service Credit Union under the Consumer Data Right · Last updated 1 July 2026 · Product ID 21 · View on CDR.gov.au