L26 Home Loan
Home LoansData Sharing Status
FSCU offer a Standard Variable home loan for members seeking to purchase a new home or refinance their current home loan, with competitive rates, unlimited extra repayments and no annual fee.
- From (owner occupied)
- 6.44%
- 6.45% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.44% | 6.45% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Home Loan 1st Mortgage Application Fee | Upfront | $300.00 |
| Existing Mortgage Increase Application Fee | Upfront | $150.00 |
| PEXA Settlement Fee # | Upfront | $71.28 |
| Discharge Mortgage Amin Fee## | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |
Features
- Digital banking
- View the balance of the account and transfer extra funds whenever you like for free
- Extra repayments
- Product has the option to accept extra repayments without incurring additional charges.
- Offset account
- The balance in this account reduces the interest you pay on your mortgage.
- Redraw facility
- Free redraw available on advance repayments
Eligibility
- Minimum age — 18 years
- Individuals only
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency status — Australian Residents only
Constraints
- Minimum limit — $25,000.00
More Information
Published by Fire Service Credit Union under the Consumer Data Right · Last updated 1 July 2026 · Product ID 22 · View on CDR.gov.au