Your Way Fixed Rate Interest Only Home Loan Investor
Get the flexibility you need to manage your investment. Lock in a rate for up to 5 years with Your Way Interest Only Fixed Rate option.
- From (investment)
- 6.89%
- 6.46% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year Fixed Rate for 1 year. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate | 6.89% | 6.46% | — |
| Fixed · 2 years Fixed Rate for 2 years. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate | 6.89% | 6.51% | — |
| Fixed · 3 years Fixed Rate for 3 years. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate | 6.99% | 6.59% | — |
| Fixed · 4 years Fixed Rate for 4 years. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate |
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE Fee includes the cost of preparing standard documents, 1 automated valuation model or desktop valuation (Please note: if a Full Valuation is required, the Fee for Full Valuation is a separate fee.), 3 title searches and settlement attendance. | Upfront | $600.00 |
| MORTGAGE_DISCHARGE For preparation of discharge documentation on your written request. $250 in NSW and at cost in other states. At Cost. | Exit | $250.00 |
| ADDITIONAL_SECURITY_FEE Fee applies for each additional security taken. | Event | $120.00 |
| DEFAULT_NOTICE_FEE Payable when we send you a default notice asking you to remedy a default under your credit contract. | Event | $25.00 |
| LEGAL_FEES At cost. For third party professional services used in the preparation of non-standard documents. At Cost. | Upfront | $0.00 – $9,999,999.00 |
| LENDERS_MORTGAGE_INSURANCE At cost. If you have less than the required deposit, we may ask you to pay Lender's Mortgage Insurance (LMI). LMI protects the bank in cases of default. The LMI premium is not a bank fee. At Cost. |
Features
- Ability to split loan
- Ability to switch in
- Ability to Top Up
- Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance
- Digital banking
- 24/7 access via internet banking, mobile app, phone banking
- Flexible repayments
- Guarantor supported
Eligibility
- You must be a member. Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members.
- Residency status — Individuals must be citizens of permanent residents of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $25,000.00Minimum loan amount is $25,000.
- Minimum LVR — 0%Minimum LVR is 0%
- Maximum LVR — 9800%Maximum LVR is 98%
More Information
Published by Firefighters Mutual Bank under the Consumer Data Right · Last updated 12 July 2026 · Product ID 1b82e7c3-2ccf-4a38-a438-b384160dde6b · View on CDR.gov.au · View Source Data (JSON)