--- title: "First Option Bank products" description: "Every First Option Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/first-option-bank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:13:00Z --- # First Option Bank products > Every First Option Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 40 products First Option Bank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with First Option Bank. ## Transaction & Savings Accounts (16) Everyday banking and savings accounts. - [Spend Account](https://www.cdrcompare.au/brands/first-option-bank/products/PAY_ACCOUNT) — Spend Account - [CASH MANAGEMENT](https://www.cdrcompare.au/brands/first-option-bank/products/CASH_MANAGEMENT) — CASH MANAGEMENT - [Save Account](https://www.cdrcompare.au/brands/first-option-bank/products/SAVE_ACCOUNT) — SAVE ACCOUNT - [KIDS BONUS SAVER](https://www.cdrcompare.au/brands/first-option-bank/products/KIDS_BONUS_SAVER) — KIDS BONUS SAVER - [Bills Account](https://www.cdrcompare.au/brands/first-option-bank/products/BILLS_ACCOUNT) — Bills Account - [Bonus Saver](https://www.cdrcompare.au/brands/first-option-bank/products/BONUS_SAVER) — Bonus Saver Account - [Super Cash Hub](https://www.cdrcompare.au/brands/first-option-bank/products/Super_Cash_Hub) — SUPER CASH HUB - [BUSINESS CASH HUB](https://www.cdrcompare.au/brands/first-option-bank/products/BUSINESS_CASH_HUB) — BUSINESS CASH HUB - [SAVINGS + BONUS](https://www.cdrcompare.au/brands/first-option-bank/products/SAVINGSPLUSBONUS) — Earn Bonus interest on your savings account when you deposit $100 per month with no withdrawals - [RETIREMENT ACCESS](https://www.cdrcompare.au/brands/first-option-bank/products/RETIREMENT_ACCESS) — RETIREMENT ACCESS - [CHRISTMAS SAVER](https://www.cdrcompare.au/brands/first-option-bank/products/CHRISTMAS_SAVER) — CHRISTMAS SAVER - [Special Purpose](https://www.cdrcompare.au/brands/first-option-bank/products/SPECIAL_PURPOSE) — SPECIAL PURPOSE - [MORTGAGE OFFSET](https://www.cdrcompare.au/brands/first-option-bank/products/MORTGAGE_OFFSET) — MORTGAGE OFFSET - [GST/TAX SAVER](https://www.cdrcompare.au/brands/first-option-bank/products/GST_TAX_SAVER) — GST/TAX SAVER - [S11 RETIREMENT ACCESS](https://www.cdrcompare.au/brands/first-option-bank/products/S11_RETIREMENT_ACCESS) — S11 Retirement Access Saver Account - [Smart Start Access Saver](https://www.cdrcompare.au/brands/first-option-bank/products/SMART_START_ACCESS_SAVER) — SMART START ACCESS SAV ## Term Deposits (12) Fixed-term savings with locked-in rates. - [12 MTH FIXED TERM BUSINESS](https://www.cdrcompare.au/brands/first-option-bank/products/12MTH_BUSINESS_TERM) — Interest Paid at Maturity - [12 MONTH FIXED TERM](https://www.cdrcompare.au/brands/first-option-bank/products/12MTH_TERM) — Interest Paid at Maturity - [24 MONTH FIXED TERM](https://www.cdrcompare.au/brands/first-option-bank/products/24MTH_TERM) — Interest paid every 12 months - [3 Month Fixed Term](https://www.cdrcompare.au/brands/first-option-bank/products/3MTH_TERM) — 3 MONTH FIXED TERM - [9 Month Fixed Term](https://www.cdrcompare.au/brands/first-option-bank/products/9MTH_TERM) — Interest Paid at Maturity - [6 Month Fixed Term](https://www.cdrcompare.au/brands/first-option-bank/products/6MTH_TERM) — Interest Paid at Maturity - [6 Month Fixed Term Business Term Deposit](https://www.cdrcompare.au/brands/first-option-bank/products/6MTH_BUSINESS_TERM) — 6 MTH FIXED TERM BUS - [24 Month Business Fixed Term Deposit](https://www.cdrcompare.au/brands/first-option-bank/products/24MTH_BUSINESS_TERM) — 24 MTH FIXED TERM BUS - [3 MTH FIXED TERM BUS](https://www.cdrcompare.au/brands/first-option-bank/products/3MTH_BUSINESS_TERM) — 3 MTH FIXED TERM BUS - [REGULAR INCOME 24MTH](https://www.cdrcompare.au/brands/first-option-bank/products/24MTH_REGULAR_INCOME) — Interest Paid Monthly - [12 Month Regular Income Term Deposit](https://www.cdrcompare.au/brands/first-option-bank/products/12MTH_REGULAR_INCOME) — Interest paid monthly - [6 Month Regular Income Term Deposit](https://www.cdrcompare.au/brands/first-option-bank/products/6MTH_REGULAR_INCOME) — Interest Paid Monthly ## Home Loans (2) Residential mortgages for owner-occupiers and investors. - [SIMPLE HOME LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/SIMPLE_HOME_LOAN) — SIMPLE HOME LOAN - [COMPLETE PACKAGE HOME LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/COMPLETE_PACKAGE_HOME_LOAN) — COMPLETE PACKAGE HL ## Credit & Charge Cards (1) Credit and charge cards. - [VISA CREDIT CARD](https://www.cdrcompare.au/brands/first-option-bank/products/VISA_CREDIT_CARD) — Low Rate Visa Credit Card ## Personal Loans (6) Unsecured and secured personal lending. - [USED CAR LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L16_USED_CAR_LOAN) — USED CAR LOAN - [BEGREEN LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L19_BEGREEN_LOAN_DISC) — BEGREEN LOAN - Borrowers with a First Option Mortgage - [BEGREEN LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L19_BEGREEN_LOAN_UNSEC_DISC_VAR_PI) — BEGREEN LOAN - Borrowers without a First Option Mortgage - [VIP PERSONAL LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L24_VIP_PERSONAL_LOAN) — Available to members with an existing mortgage - [PERSONAL LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L20_PERSONAL_LOAN_SEC_VAR_PI) — PERSONAL LOAN - [NEW CAR LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L15_NEW_CAR_LOAN) — NEW CAR LOAN ## Business Loans (3) Lending for businesses of all sizes. - [MORTGAGE BUSINESS LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L34_MORTGAGE_BUSINESS_LOAN_SEC_VAR_PI) — MORTGAGE BUSINESS LOAN - [BUSINESS NEW VEHICLE LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L33_PERSONAL_BUSINESS_LOAN_NEW_VEHICLE_FIXED_PI_7YR) — NEW VEHICLE, 7 YEARS FIXED - [BUSINESS USED VEHICLE LOAN](https://www.cdrcompare.au/brands/first-option-bank/products/L33_PERSONAL_BUSINESS_LOAN_USED_VEHICLE_FIXED_PI_7YR) — USED VEHICLE, FIXED 7 YEARS ## Data provenance - Data published by First Option Bank under the Consumer Data Right - ABN 95087650735 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000042 - Provider Product Reference Data endpoint: https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/first-option-bank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)