First Option Bank
Transaction & Savings Accounts
16SAVE ACCOUNT
KIDS BONUS SAVER
Bills Account
Bonus Saver Account
Spend Account
SUPER CASH HUB
BUSINESS CASH HUB
Earn Bonus interest on your savings account when you deposit $100 per month with no withdrawals
CASH MANAGEMENT
RETIREMENT ACCESS
CHRISTMAS SAVER
SPECIAL PURPOSE
MORTGAGE OFFSET
GST/TAX SAVER
S11 Retirement Access Saver Account
SMART START ACCESS SAV
Term Deposits
12Interest Paid at Maturity
Interest Paid at Maturity
Interest paid every 12 months
3 MONTH FIXED TERM
Interest Paid at Maturity
Interest Paid at Maturity
6 MTH FIXED TERM BUS
24 MTH FIXED TERM BUS
3 MTH FIXED TERM BUS
Interest Paid Monthly
Interest paid monthly
Interest Paid Monthly
Home Loans
2SIMPLE HOME LOAN
COMPLETE PACKAGE HL
Credit & Charge Cards
1
Low Rate Visa Credit Card
Personal Loans
6BEGREEN LOAN - Borrowers with a First Option Mortgage
BEGREEN LOAN - Borrowers without a First Option Mortgage
USED CAR LOAN
Available to members with an existing mortgage
PERSONAL LOAN
NEW CAR LOAN
Business Loans
3MORTGAGE BUSINESS LOAN
NEW VEHICLE, 7 YEARS FIXED
USED VEHICLE, FIXED 7 YEARS
Data published by First Option Bank under the Consumer Data Right · ABN 95087650735 · Register entry updated 1 July 2026 · View on CDR.gov.au