12 Month Regular Income Term Deposit
Interest paid monthly
- Fixed rate
- 5.15%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.15% | $25,000–$9,999,99912 months | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| MEMBERSHIP_ADMIN_FEE Charged monthly
| Ongoing | $5.00 |
Features
- Digital banking
Eligibility
- Individuals onlyIndividual and Joint Accounts
- Residency statusAustralian Residents
Constraints
- Minimum balance — $25,000.00
- Maximum balance — $2,000,000.00
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID 12MTH_REGULAR_INCOME · View on CDR.gov.au