12 MONTH FIXED TERM
Interest Paid at Maturity
- Fixed rate
- 5.3%
- 12–13 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.3% | $1,000–$2,000,00012–13 months | at maturity |
Fees
| Fee | Type | Amount |
|---|---|---|
| MEMBERSHIP_ADMIN_FEE Charged monthly
| Ongoing | $5.00 |
Features
- Digital banking
Eligibility
- Residency status — AUSTRALIAN RESIDENTS
- Individuals only
Constraints
- Minimum balance — $1,000.00
- Maximum balance — $2,000,000.00
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 17 June 2026 · Product ID 12MTH_TERM · View on CDR.gov.au