---
title: "3 MTH FIXED TERM BUS — First Option Bank"
description: "Term Deposits from First Option Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/first-option-bank/products/3MTH_BUSINESS_TERM
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-04T12:31:40.000+10:00
---

# 3 MTH FIXED TERM BUS — First Option Bank

> Term Deposits from First Option Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · FIRST OPTION BANK**

3 MTH FIXED TERM BUS

## At a glance

- **Fixed rate:** 4.65% (3 months)

## Apply

Applications are handled by the provider: [Apply at First Option Bank](https://firstoptionbank.com.au/term-deposit-application/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months | 4.65% | 3 MTH FIXED TERM BUS_Tier; 3 MTH FIXED TERM BUS_Tier | at maturity |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| BUSINESSMBRSHIP — Charged monthly · Discount −$10.00 — Business Membership fee | Ongoing | $10.00 |

## Features

- **Digital banking**
- **Notifications**

## Eligibility

- **Business customers**
- **Residency status** (Australian Residents)

## Constraints

- **Minimum balance** — $1,000.00
- **Maximum balance** — $2,000,000.00

## More information from First Option Bank

- [Overview](https://firstoptionbank.com.au/accounts/)
- [Terms & conditions](https://firstoptionbank.com.au/disclosure-statements/)
- [Eligibility](https://firstoptionbank.com.au/disclosure-statements/)
- [Fees & pricing](https://firstoptionbank.com.au/disclosure-statements/)

## Data provenance

- Published by First Option Bank under the Consumer Data Right
- Product ID: `3MTH_BUSINESS_TERM`
- Last updated by the provider: 4 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/first-option-bank/3MTH_BUSINESS_TERM
- Provider page: https://www.cdrcompare.au/brands/first-option-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000042

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/first-option-bank/products/3MTH_BUSINESS_TERM) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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