Bills Account
Bills Account
- Base rate
- 0.5%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 13.99% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.5% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| PAPER_STAT_FEE Charged monthly
| Ongoing | $2.50 |
| MEMBERSHIP_ADMIN_FEE Charged monthly
| Ongoing | $5.00 |
Features
- Bill payment (BPAY)
- Card access
- Visa Card
- Unlimited transactions
- Digital wallet
- Googel, Apple Pay, Samsung Pay
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications
- Email, SMS
Eligibility
- Individuals only
- Residency statusAustralian Residents
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 30 June 2026 · Product ID BILLS_ACCOUNT · View on CDR.gov.au