BUSINESS CASH HUB
BUSINESS CASH HUB
- Base rate
- 0.5%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 0% | — | BUSINESS CASH HUB_Tier_1 |
| Variable | 13.99% | — | BUSINESS CASH HUB_Tier_2 |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.05% | BUSINESS CASH HUB_Tier_1 | monthly |
| Variable | 0.5% | BUSINESS CASH HUB_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
BANK@POST_WDL
| Transaction | $3.00 |
| BUSINESSMBRSHIP Charged monthly
| Ongoing | $10.00 |
| CARDREPLACEMENT | Event | $7.50 |
| CHARGEBACK_DISPUTE | Event | $30.00 |
| DORMANT Charged yearly | Ongoing | $75.00 |
EFTPOS_FEE
| Transaction | $0.50 |
| IBTEMPLIMIT | Event | $10.00 |
| OVERSEAS_ATM_WDL |
Features
- PayID
- Real-time payments (NPP)
- Digital wallet
- Google, Apple Pay, Samsung Pay
- Digital banking
- Card access
- Visa Card
- Overdraft available
Eligibility
- Business customers
- Residency statusAustralian Residents
- Minimum age — 18 years
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 4 June 2026 · Product ID BUSINESS_CASH_HUB · View on CDR.gov.au