CASH MANAGEMENT
CASH MANAGEMENT
- Base rate
- 3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 2% | CASH MANAGEMENT_Tier_1 | monthly |
| Variable | 2.2% | CASH MANAGEMENT_Tier_2 | monthly |
| Variable | 2.45% | CASH MANAGEMENT_Tier_3 | monthly |
| Variable | 2.9% | CASH MANAGEMENT_Tier_4 | monthly |
| Variable | 3% | CASH MANAGEMENT_Tier_5 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| MEMBERSHIP_ADMIN_FEE Charged monthly
| Ongoing | $5.00 |
| PAPER_STAT_FEE Charged monthly
| Ongoing | $2.50 |
STAFF_ASSIST_FEE
| Transaction | $5.00 |
Features
- Digital banking
- Real-time payments (NPP)
- Notifications
- Email, SMS
- PayID
Eligibility
- Residency statusAustralian Residents
- Individuals only
- Minimum age — 1 years
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 2 June 2026 · Product ID CASH_MANAGEMENT · View on CDR.gov.au