COMPLETE PACKAGE HOME LOAN
COMPLETE PACKAGE HL
- From (owner occupied)
- 6.14%
- 6.49% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.14% | 6.49% | Under 60 LVR |
| Variable | 6.19% | 6.54% | 0.600001–0.7% |
| Variable | 6.24% | 6.59% | Over 70 LVR |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.34% | 6.69% | Under 60 LVR |
| Variable | 6.39% | 6.74% |
Fees
| Fee | Type | Amount |
|---|---|---|
| PACKAGE_HOME_LOAN_ANNUAL_FEE Charged yearly | Ongoing | $375.00 |
| INVLOAN_ADMIN_FEE Plus Costs | Upfront | $400.00 |
| MORTGAGEDISCHARGE Calculated at time of Discharge, up to a maximum of $600 | Cash advance | $175.00 |
| BRIDGINGLOAN Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property | Upfront | $250.00 |
| CONSTRUCTIONLOAN Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment | Upfront | $600.00 |
| CONTRACTVARIATION | Event | $150.00 |
| LEGALFEES First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost. | Cash advance |
Features
- Redraw facility
- Digital banking
- Notifications
- Email, SMS
- Offset account
- Extra repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian Residents
- Individuals only
Constraints
- Minimum limit — $5,000.00
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 23 June 2026 · Product ID COMPLETE_PACKAGE_HOME_LOAN · View on CDR.gov.au