RETIREMENT ACCESS
RETIREMENT ACCESS
- Base rate
- 3.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.05% | RETIREMENT ACCESS_Tier_1 | monthly |
| Variable | 3.25% | RETIREMENT ACCESS_Tier_2 | monthly |
| Variable | 3.5% | RETIREMENT ACCESS_Tier_3 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
BANK@POST_WDL
| Transaction | $3.00 |
EFTPOS_FEE
| Transaction | $0.50 |
| MEMBERSHIP_ADMIN_FEE Charged monthly
| Ongoing | $5.00 |
OVERSEAS_ATM_WDL
| Transaction | $3.50 |
| PAPER_STAT_FEE Charged monthly
| Ongoing | $2.50 |
STAFF_ASSIST_FEE
| Transaction | $5.00 |
Features
- Card access
- Visa Card
- Digital wallet
- Google, Apple Pay, Samsung Pay
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications
- Email, SMS
Eligibility
- Minimum age — 18 years
- Pension recipients
- Residency statusAustralian Residents
- Individuals only
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 2 June 2026 · Product ID RETIREMENT_ACCESS · View on CDR.gov.au