VISA CREDIT CARD
Low Rate Visa Credit Card
- Purchase rate
- 10.49%
- Annual fee
- $48.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 10.49% | — | — |
| Cash advance | 17.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| CREDIT_CARD_ANNUAL_FEE Charged yearly
| Ongoing | $48.00 |
Features
- Card access
- Visa Card
- Interest-free period
- up to 45 days on purchases
- Digital wallet
- Google, Apple Pay, Samsung Pay
- Digital banking
- Real-time payments (NPP)
- Notifications
- Email, SMS
Eligibility
- Residency status — Australian Residents
- Individuals only
- Minimum age — 18 years
Constraints
- Minimum limit — $500.00
More Information
Published by First Option Bank under the Consumer Data Right · Last updated 2 June 2026 · Product ID VISA_CREDIT_CARD · View on CDR.gov.au