--- title: "Firstmac products" description: "Every Firstmac product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/firstmac source: "CDR Compare" language: en-AU last_updated: 2026-07-10T04:07:28Z --- # Firstmac products > Every Firstmac product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Non-Bank Lender** · 12 products Firstmac is a CDR data holder in non-bank lending. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Firstmac. ## Home Loans (8) Residential mortgages for owner-occupiers and investors. - [SMSF Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-smsf) — Firstmac’s SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$2,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances. - [Standard Fixed Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-standard-fixed) — Firstmac’s Standard Fixed Home Loan provides certainty with fixed rate options ranging from 1 to 5 years. Borrow up to $2,000,000 (up to 90% LVR) and make additional repayments of up to $10,000 per year, with principal and interest or interest only repayment options and no ongoing fees. - [Standard Variable Bundle Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-standard-bundle) — Firstmac’s Standard Variable Bundle Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $2,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub‑account. The discounted investment rate is available to customers who have a settled or new owner‑occupied application with Firstmac, while the discounted owner‑occupied rate is available to customers who have a settled or new investment application with Firstmac. - [Standard Variable Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-standard-variable) — Firstmac’s Standard Variable Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $2,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub-account. - [Simple Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-simple) — Firstmac’s Simple Home Loan is a no‑frills mortgage designed for straightforward home financing, offering competitive variable rates with principal and interest repayments only. Borrow up to $2,000,000 (up to 90% LVR), make unlimited extra repayments, and access funds anytime with a convenient redraw facility - all with no ongoing fees. - [Bridging Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-bridging) — Short-term bridging finance, used to purchase a new owner-occupied property before the sale of an existing property. This loan reverts to a Standard Home Loan once the bridging period is complete. - [Construction Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-construction) — Construction loans can be used to provide finance when you are building a house, completing a major renovation or demolishing and rebuilding. It allows you to progressively draw down on the loan in stages, only paying interest on the amount drawn during the construction period. - [Expat Home Loan](https://www.cdrcompare.au/brands/firstmac/products/fmc-expat) — Firstmac’s Expat Home Loan is designed for eligible non‑residents investing in Australian property, offering a variable rate and great features. Borrow up to $1,500,000 (up to 80% LVR), choose principal and interest or interest‑only repayments, and benefit from an optional offset sub-account, redraw facility, and unlimited extra repayments. ## Personal Loans (4) Unsecured and secured personal lending. - [Secured Asset Fixed Loan (Dealer)](https://www.cdrcompare.au/brands/firstmac/products/fmc-secured-asset-dealer-fixed) — Firstmac’s Fixed Secured Asset Loan offers a competitive fixed rate with set repayments, giving you certainty over the life of your loan. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old, or new and used caravans up to 7 years old, when purchased from a dealer. - [Secured Asset Fixed Loan (Private Sale)](https://www.cdrcompare.au/brands/firstmac/products/fmc-secured-asset-private-fixed) — Firstmac’s Fixed Secured Asset Loan offers a competitive fixed rate with set repayments, giving you certainty over the life of your loan. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old, or new and used caravans up to 7 years old, when purchased from a private seller. - [Secured Asset Variable Loan (Private Sale)](https://www.cdrcompare.au/brands/firstmac/products/fmc-secured-asset-private-variable) — Firstmac’s Variable Secured Asset Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old, or new and used caravans up to 7 years old; purchased from a private seller. Enjoy the convenience of a redraw facility (up to $5,000 per day), as well as no fees for paying out the loan early. - [Secured Asset Variable Loan (Dealer)](https://www.cdrcompare.au/brands/firstmac/products/fmc-secured-asset-dealer-variable) — Firstmac’s Variable Secured Asset Loan offers a competitive variable rate with flexible repayments to suit your needs. Choose a term from 3 to 7 years, with finance available for new or used cars up to 12 years old, or new and used caravans up to 7 years old; purchased from a dealer. Enjoy the convenience of a redraw facility (up to $5,000 per day), as well as no fees for paying out the loan early. ## Data provenance - Data published by Firstmac under the Consumer Data Right - ABN 59094145963 - CDR Register entry updated: 10 July 2026 - Provider Product Reference Data endpoint: https://prd.pm.productdata.au/05a7dab9-5ad2-42b2-81e9-ed48e05ba21b/adapter/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/firstmac) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)