--- title: "Consumer Fixed Rate Loan — Ford Finance" description: "Personal Loans from Ford Finance. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/ford-finance/products/4e56b345-fe7f-480d-b0e8-37e8446c0064 source: "CDR Compare" language: en-AU last_updated: 2026-07-23T02:20:23.149Z --- # Consumer Fixed Rate Loan — Ford Finance > Personal Loans from Ford Finance. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans · Negotiable rates** Our competitive fixed rate vehicle loans cover all (or part) of a car’s purchase price. Pick your term. Put down a deposit if you choose to. And pay it back weekly, fortnightly, or monthly. It’s your call. ## At a glance - **From:** 0.7% (Discount) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Discount (This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)) | 0.7% | — | — | | Discount (This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)) | 0.7% | — | — | | Discount (This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)) | 0.7% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Keeping Fee — Consumer Vehicle Loan (Fortnightly) — Charged every 14 days · Charged fortnightly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. | Ongoing | $6.93 | | Establishment Fee — Consumer Vehicle Loan — Paid by you to Angle Auto Finance and included in your total amount financed. | Upfront | $499.00 | | Account Keeping Fee — Consumer Vehicle Loan (Monthly) — Charged monthly · Charged monthly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. | Ongoing | $15.00 | | Account Keeping Fee — Consumer Vehicle Loan (Weekly) — Charged every 7 days · Charged weekly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. | Ongoing | $3.47 | | Break Cost — Vehicle Loan — Unascertainable. Not charged if your loan is terminated within the last 3 months of your loan term. | Exit | From $0.00 | | Dishonour Fee — Vehicle Loan — Payable each time a direct debit or other payment is dishonoured. | Payment | $9.00 | | Duplicate Fee — Vehicle Loan — Payable each time we provide a copy of any statement, notice or other document you ask for. | Event | $20.00 | | Early Termination Fee — Consumer Vehicle Loan — Up to $750.00. Not charged if you repay early within the first or last 3 months of the loan term. Calculated as $750.00 less $15.00 per full month since the first day of the loan term. | Exit | $0.00 – $750.00 | | Late Payment Fee — Vehicle Loan — Charged when payment is not received within 15 days after the repayment date. | Event | $20.00 | | Loan Admin Fee — Consumer Vehicle Loan — If you repay early or are required to repay early | Exit | $100.00 | | Origination Fee — Consumer Vehicle Loan — Up to $1,395.00 (incl GST). Paid by you to Angle Auto Finance and included in your total amount financed. | Upfront | $0.00 – $1,395.00 | | Payout Request Fee — Vehicle Loan — Payable each time we provide a statement of the amount needed to repay early which you ask for. | Event | $20.00 | | Registration of Security Interest Fee — Vehicle Loan — Paid by you to Angle Auto Finance and included in your total amount financed. | Upfront | $6.00 | | Search Fee — Vehicle Loan — Payable for each search of the security register. | Event | $2.00 | | Statement Fee — Vehicle Loan — Payable each time we provide a written statement of your transaction history you ask for. | Event | $20.00 | ## Features - **Discounts on other products** — Customers financing a new, demonstrator or used battery electric vehicle (BEV) with Ford Finance will be rewarded with a $1000 Evie EV Perks Voucher or $300 RedBalloon EV Perks Voucher. Hybrid electric vehicles (HEVs), plug-in hybrid electric vehicles (PHEVs) and Fuel Cell Electric Vehicles (FCEVs) are excluded from the EV perks offer. EV perks vouchers are not available with any other special rate offer. ## Eligibility - **Employment status** — Earn a regular verifiable income - **Minimum age** — 18 years - **Residency status** — Hold an acceptable residency or visa type and be able to provide proof of residence ## Constraints - **Minimum limit** — $5,000.00 - **Asset condition must be either New, Demo or Used** - **Loan term between 12 and 84 months for standard fixed rate loan** - **Vehicle type must be a vehicle (Car, Motorbike), Caravan, or Campervan** - **Vehicle is predominantly for personal, or domestic use.** ## More information from Ford Finance - [Overview](https://www.ford-finance.com.au/) - [Eligibility](https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer) - [Fees & pricing](https://cdn.intelligencebank.com/au/share/BP7V/8r9Ky/oo8gn/original/Retail+Consumer+Fixed+Rate+Loan+Fees+and+Charges+10525) ## Data provenance - Published by Ford Finance under the Consumer Data Right - Product ID: `4e56b345-fe7f-480d-b0e8-37e8446c0064` - Last updated by the provider: 23 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/ford-finance/4e56b345-fe7f-480d-b0e8-37e8446c0064 - Provider page: https://www.cdrcompare.au/brands/ford-finance --- Source: [CDR Compare](https://www.cdrcompare.au/brands/ford-finance/products/4e56b345-fe7f-480d-b0e8-37e8446c0064) — product data published by Australian data holders under the Consumer Data Right. 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