Savings Account
Transaction & Savings AccountsData Sharing Status
Savings Account
- Base rate
- 0.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.05% | Floating Balance Tier 1 | every 6 months |
| Variable | 0.15% | Floating Balance Tier 2 | every 6 months |
| Variable | 0.15% | Floating Balance Tier 3 | every 6 months |
| Variable | 0.15% | Floating Balance Tier 4 | every 6 months |
| Variable | 0.25% | Floating Balance Tier 5 | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Withdrawal Fee Corporate (Bank) Cheque - Over the counter or mailed | Transaction | $7.50 |
| Overseas ATM Payable to overseas institution. Direct Charge to Member. Plus Conversion at cost | Other | Variable |
| Overseas ATM Payable to Gateway Bank | Other | Variable |
| OTC Withdrawal Fee Withdrawl Transaction Fee for staff assisted transactions | Transaction | $7.50 |
| Bank @ Post Withdrawal fee $2.65, Deposit fee $0, Cheque dishonour $24 | Transaction | $0.00 |
| Voucher Request | Event | $20.00 |
| Chargeback | Event | $28.00 |
| Cheque Dishonour Fee |
Features
- Bill payment (BPAY)
- 24/7 access and BPAY facilities via Online Banking and Telephone Banking
- Card access — Link a Gateway Visa Debit Card
- Link a Gateway Visa Card for $5 per month (waived if you have a Gateway Home Loan), giving you the freedom of EFTPOS and ATMs across Australia.
- Digital banking
- Access is available to online banking features for the product.
- Unlimited transactions
- Unlimited fee-free transactions
Eligibility
- Pension recipients
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 1 · View on CDR.gov.au