Premium Package 5yr Fixed I/O

Interest Rates

Type	Rate	Comparison	Applies To
Fixed · 5 years Premium Package - 5 Yr Fixed I/O (<=95% LVR)	7.59%	7.02%	—

Fee	Type	Amount
Annual Package Fee Charged yearly · Payable at settlement and then again on each anniversary	Ongoing	$299.00
Discharge Fee - First Security Discharge Fee - First Security	Exit	$300.00
Discharge Fee - Per Additional Security Discharge Fee - Per Additional Security	Exit	$95.00
Establishment Fee Payable at settlement of new loan, and may be payable at substitution of security or when adding a new security. Nil for Premium Package.	Upfront	$0.00
Legal Fee Payable at settlement to cover solicitor's documentation costs. Nil for Premium Package	Upfront	$0.00
Valuation Fee Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres)	Upfront	$0.00

Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts: Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you.
Discounts on other products — 10% discount off CGU General Insurance premiums: Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
Digital banking: Access is available to online banking features for the product
Extra repayments: Unlimited extra repayments
Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans

Published by Gateway Bank under the Consumer Data Right · Last updated 1 July 2026 · Product ID 124 · View on CDR.gov.au