Premium Package
Premium Package
- From (owner occupied)
- 5.99%
- 6.27% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Premium Package - <= 50% LVR | 5.99% | 6.27% | — |
| Variable Premium Package - > 50% - <= 60% LVR | 5.99% | 6.27% | — |
| Variable Premium Package - > 60% - <= 70% LVR | 6.04% | 6.32% | — |
| Variable Premium Package - >70% - <= 75% LVR | 6.04% | 6.32% | — |
| Variable Premium Package - > 75% - <= 80% LVR | 6.29% | 6.57% | — |
| Variable Premium Package - > 80% - <= 85% LVR | 6.38% | 6.66% | — |
| Variable Premium Package - > 85% - <= 95% LVR |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Package Fee Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Discharge Fee - First Security Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee Nil for Premium Package | Upfront | $0.00 |
| Legal Fee Nil for Premium Package | Upfront | $0.00 |
| Valuation Fee Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) | Upfront | $0.00 |
| Additional Valuation Fee Nil for Premium Package. Payable if we or you decide to obtain an additional valuation report (which we may do at any time) |
Features
- Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts
- Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you
- Discounts on other products — 10% discount off CGU General Insurance premiums
- Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
- Digital banking
- Access is available to online banking features for the product
- Extra repayments
- Unlimited extra repayments
- Offset account
- An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan
- Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
Eligibility
- Minimum age — 18 years
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 9500%
- Minimum limit — $150,000.00
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 1 July 2026 · Product ID 125 · View on CDR.gov.au