Premium Package 1Yr Fixed I/O
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Premium Package 1Yr Fixed I/O
- From (owner occupied)
- 7.04%
- 6.43% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year Premium Package - 1 Yr Fixed I/O (<=95% LVR) | 7.04% | 6.43% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Package Fee Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Discharge Fee - First Security Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee Nil for Premium Package Loans | Upfront | $0.00 |
| Legal Fee Nil for Premium Package Loans | Upfront | $0.00 |
| Valuation Fee Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) | Upfront | $0.00 |
| Additional Valuation Fee Nil for Premium Package Loans |
Features
- Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts
- Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you
- Discounts on other products — 10% discount off CGU General Insurance premiums
- Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
- Digital banking
- Access is available to online banking features for the product
- Extra repayments
- Unlimited extra repayments
- Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
Eligibility
- Minimum age — 18 years
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 9500%
- Minimum limit — $150,000.00
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 1 July 2026 · Product ID 128 · View on CDR.gov.au