---
title: "Personal Loan — Gateway Bank"
description: "Personal Loans from Gateway Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gateway-bank/products/163
source: "CDR Compare"
language: en-AU
last_updated: 2026-01-23T06:00:45.6020427Z
---

# Personal Loan — Gateway Bank

> Personal Loans from Gateway Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Personal Loan

## At a glance

- **From:** 11.59% (12.63% comparison)

## Apply

Applications are handled by the provider: [Apply at Gateway Bank](https://www.gatewaybank.com.au/banking/car-and-personal-loans/variable-rate-personal-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Personal Loan) | 11.59% | 12.63% | — |
| Variable (Personal Loan <50% debt consolidation) | 11.59% | 12.63% | — |
| Variable (Personal Loan >= 50% debt consolidation) | 13.59% | 14.65% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Payable at settlement per loan | Upfront | $149.00 |

## Features

- **Digital banking** (Access is available to online banking features for the product)
- **Redraw facility** (Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan)
- **Unlimited transactions** (Unlimited extra repayments)

## Eligibility

- **Minimum age** — 18 years

## Constraints

- **Maximum limit** — $30,000.00
- **Minimum limit** — $3,000.00

## More information from Gateway Bank

- [Overview](https://www.gatewaybank.com.au/banking/car-and-personal-loans/variable-rate-personal-loan/)
- [Terms & conditions](https://www.gatewaybank.com.au/important-information)
- [Fees & pricing](https://www.gatewaybank.com.au/media/tpnjx0rz/gateway_loan-fees-and-charges.pdf)

## Data provenance

- Published by Gateway Bank under the Consumer Data Right
- Product ID: `163`
- Last updated by the provider: 23 January 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gateway-bank/163
- Provider page: https://www.cdrcompare.au/brands/gateway-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000132

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gateway-bank/products/163) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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