Green Plus Home Loan
Home LoansData Sharing Status
Green Plus Home Loan
- From (owner occupied)
- 5.85%
- 6.14% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Green Plus Home Loan (<=80% LVR) | 5.85% | 6.14% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Home Loan Fee Charged yearly
| Ongoing | $299.00 |
| Annual Home Loan Fee Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Discharge Fee - First Security Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee Nil for Green Home Loan Products | Upfront | $0.00 |
| Legal Fee Nil for Green Home Loan Products | Upfront | $0.00 |
| Valuation Fee Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) |
Features
- Discounts on other products — 0.25% discount off our standard Premium Package Home Loan rate
- Discounted interest rate for 7 Star NatHERs rated homes. 0.25% discount off our standard Premium Package Home Loan rate
- Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts
- Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you
- Discounts on other products — 10% discount off CGU General Insurance premiums
- Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
- Digital banking
- Access is available to online banking features for the product
- Extra repayments
- Unlimited extra repayments
- Offset account
- An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan
Eligibility
- Minimum age — 18 years
- To be eligible for Gateway's Green Plus Home Loan, the property must have a Nationwide House Energy Rating Scheme (NatHERS), or a Residential Efficiency Scorecard rating of 7 Stars or higher for energy efficiency. This needs to be evidenced with a certificate from an accredited NatHERS or Residential Efficiency Scorecard assessor. New builds or construction plans that have been certified with a 7 Star NatHERS or Residential Efficiency Scorecard rating are also eligible. For security property in the ACT, which has its own system for energy rating, a certificate from a rater licensed in the ACT showing at least a 7 Star rating is also acceptable.
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 8000%
- Minimum limit — $250,000.00
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 173 · View on CDR.gov.au