---
title: "Gateway Eco Loan — Gateway Bank"
description: "Personal Loans from Gateway Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gateway-bank/products/174
source: "CDR Compare"
language: en-AU
last_updated: 2026-01-23T06:00:45.6020427Z
---

# Gateway Eco Loan — Gateway Bank

> Personal Loans from Gateway Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Gateway Eco Loan

## At a glance

- **From:** 3.75% (Variable)

## Apply

Applications are handled by the provider: [Apply at Gateway Bank](https://www.gatewaybank.com.au/banking/car-and-personal-loans/eco-personal-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Eco Loan (Personal Loan) - Existing Customer Special) | 3.75% | — | — |
| Variable (Eco Loan (Personal Loan)) | 5.75% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Payable at settlement per loan | Upfront | $149.00 |

## Features

- **Digital banking** (Access is available to online banking features for the product)
- **Redraw facility** (Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan)
- **Unlimited transactions** (Unlimited extra repayments)

## Eligibility

- **Minimum age** — 18 years
- **The Gateway Eco Personal Loan is available for the purchase and or installation of a range of features to help improve the efficiency of your home and reduce your impact on the environment: Solar & photovoltaic (PV) panels, Solar battery storage systems, Solar or Gas hot water systems, Solar pool heaters, Solar hydroponic heat pump systems, Rainwater tanks, Water pumps, Grey water treatment systems, Home insulation that meets government standards for geographic area, Certified double glazing for windows, Energy efficient LED lights**

## Constraints

- **Maximum limit** — $30,000.00
- **Minimum limit** — $3,000.00

## More information from Gateway Bank

- [Overview](https://www.gatewaybank.com.au/banking/car-and-personal-loans/eco-personal-loan/)
- [Terms & conditions](https://www.gatewaybank.com.au/important-information)
- [Fees & pricing](https://www.gatewaybank.com.au/media/tpnjx0rz/gateway_loan-fees-and-charges.pdf)

## Data provenance

- Published by Gateway Bank under the Consumer Data Right
- Product ID: `174`
- Last updated by the provider: 23 January 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gateway-bank/174
- Provider page: https://www.cdrcompare.au/brands/gateway-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000132

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gateway-bank/products/174) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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