Green Home Loan IO
Home LoansData Sharing Status
Green Home Loan IO
- From (owner occupied)
- 6.55%
- 6.83% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Green Home Loan - Variable - Interest Only (<=80% LVR) | 6.55% | 6.83% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Home Loan Fee Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Discharge Fee - First Security Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee Nil for Green Home Loan Products | Upfront | $0.00 |
| Legal Fee Nil for Green Home Loan Products | Upfront | $0.00 |
| Valuation Fee Nil 1st Valuation then $325 Payable if valuation required per property Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) | Upfront | $0.00 |
| Additional Valuation Fee Nil for Green Home Loan Products |
Features
- Discounts on other products — 0.15%pa discount from Gateway's Premium Package Variable Rate (LVR up to 80%) Home Loan.
- Discounted interest rate for eligible homes. 0.15% pa discount from Gateway's Premium Package Variable Rate (LVR up to 80%) Home Loan.
- Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts
- Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you
- Discounts on other products — 10% discount off CGU General Insurance premiums
- Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
- Digital banking
- Access is available to online banking features for the product
- Extra repayments
- Unlimited extra repayments
- Offset account
- An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan
Eligibility
- Individuals only
- This loan is eligible for the purchase of existing homes, refinancing of an existing home, or construction of new builds.
- There are three options in order to be eligible for the discounted Gateway Green Home Loan. Please view Additional Info Uri for details on elgibility.
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 8000%
- Minimum limit — $250,000.00
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 1 July 2026 · Product ID 175 · View on CDR.gov.au