---
title: "Inv Green Plus Home Loan — Gateway Bank"
description: "Home Loans from Gateway Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gateway-bank/products/197
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T06:00:32.1494081Z
---

# Inv Green Plus Home Loan — Gateway Bank

> Home Loans from Gateway Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Inv Green Plus Home Loan

## At a glance

- **From (investment):** 6.38% (6.66% comparison)

## Apply

Applications are handled by the provider: [Apply at Gateway Bank](https://www.gatewaybank.com.au/home-buying/green-home-loans/investor-green-plus-home-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Inv Green Plus Home Loan (<=80% LVR)) | 6.38% | 6.66% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee — Payable at settlement of new loan, and may be payable at substitution of security or when adding a new security | Upfront | $0.00 |
| Legal Fee — Payable at settlement to cover solicitor's documentation costs | Upfront | $0.00 |
| Valuation Fee — Payable if valuation required per property. Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) NIL(covers one security) | Event | $0.00 |
| Annual Package Fee — Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Mortgage Registration Fee — Government charges at cost | Upfront | $0.00 |
| Discharge of Mortgage Fee — Payable at the time of each discharge of mortgage | Event | $300.00 |
| Construction Progress Inspection Fee — Payable if an inspection is undertaken during the construction period | Event | $150.00 |
| Construction Additional Progress Payment Fee — Payable from the 6th draw down (after the first 5 progress draw downs) | Event | $150.00 |
| Construction Final Inspection Fee — Payable when inspection/valuation is undertaken at final draw down | Event | $325.00 |
| Top Up Fee — Payable at settlement when increasing loan borrowings | Event | $0.00 |
| Switch Fee — Payable if Gateway agrees to vary the Loan Agreement on existing Gateway loan as follows: Product switch (e.g. from variable rate to a fixed rate) Repayment switch (e.g. P&I to Interest Only) Split (e.g. into part variable rate and part fixed rate) | Event | $150.00 |
| Security Variation Fee — Payable if Gateway agrees to vary the security on an existing loan | Event | $0.00 |
| Discharge Fee - Per Additional Security — Discharge Fee - Per Additional Security | Exit | $95.00 |

## Features

- **Discounts on other products** — 0.25% discount off our standard Premium Package Home Loan rate (Discounted interest rate for 7 Star NatHERs rated homes. 0.25% discount off our standard Premium Package Home Loan rate)
- **Discounts on other products** — Earn an extra 0.10%p.a. on your Term Deposit accounts (Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work
harder for you
)
- **Discounts on other products** — 10% discount off CGU General Insurance premiums (Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums)
- **Digital banking** (Access is available to online banking features for the product)
- **Extra repayments** (Unlimited extra repayments)
- **Offset account** (An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan)
- **Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans**
- **Redraw facility** (Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan)

## Eligibility

- **Individuals only**
- **To be eligible for Gateway's Investor Green Plus Home Loan, the property must have one of the following; a 7 Star Nationwide House Energy Rating Scheme (NatHERS), a 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA). This needs to be evidenced with a copy of your certificate from either NatHERS, Residential Efficiency Scorecard or GBCA. For a security property in the ACT, which has its own system for energy rating, a certificate from an accredited assessor licensed in the ACT showing at least a 7 Star rating is also acceptable.**
- **This loan is eligible for the purchase of existing homes, refinancing of an existing home, or construction of new builds.**

## Constraints

- **Maximum limit** — $2,000,000.00
- **Maximum LVR** — 8000%
- **Minimum limit** — $250,000.00

## More information from Gateway Bank

- [Overview](https://www.gatewaybank.com.au/home-buying/green-home-loans/investor-green-plus-home-loan/)
- [Terms & conditions](https://www.gatewaybank.com.au/important-information)
- [Fees & pricing](https://www.gatewaybank.com.au/media/tpnjx0rz/gateway_loan-fees-and-charges.pdf)

## Data provenance

- Published by Gateway Bank under the Consumer Data Right
- Product ID: `197`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gateway-bank/197
- Provider page: https://www.cdrcompare.au/brands/gateway-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000132

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gateway-bank/products/197) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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