Inv Green Plus Home Loan IO
Home LoansData Sharing Status
Inv Green Plus Home Loan IO
- From (investment)
- 6.5%
- 6.78% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Inv Green Plus Home Loan IO (<=80% LVR) | 6.5% | 6.78% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee Payable at settlement of new loan, and may be payable at substitution of security or when adding a new security | Upfront | $0.00 |
| Legal Fee Payable at settlement to cover solicitor's documentation costs | Upfront | $0.00 |
| Valuation Fee Payable if valuation required per property. Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) NIL(covers one security) | Event | $0.00 |
| Annual Package Fee Charged yearly · Payable at settlement and then again on each anniversary | Ongoing | $299.00 |
| Mortgage Registration Fee Government charges at cost | Upfront | $0.00 |
| Discharge of Mortgage Fee Payable at the time of each discharge of mortgage | Event | $300.00 |
Features
- Discounts on other products — 0.25% discount off our standard Premium Package Home Loan rate
- Discounted interest rate for 7 Star NatHERs rated homes. 0.25% discount off our standard Premium Package Home Loan rate
- Discounts on other products — Earn an extra 0.10%p.a. on your Term Deposit accounts
- Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you
- Discounts on other products — 10% discount off CGU General Insurance premiums
- Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums
- Digital banking
- Access is available to online banking features for the product
- Extra repayments
- Unlimited extra repayments
- Offset account
- An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan
Eligibility
- Individuals only
- To be eligible for Gateway's Investor Green Plus Home Loan, the property must have one of the following; a 7 Star Nationwide House Energy Rating Scheme (NatHERS), a 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA). This needs to be evidenced with a copy of your certificate from either NatHERS, Residential Efficiency Scorecard or GBCA. For a security property in the ACT, which has its own system for energy rating, a certificate from an accredited assessor licensed in the ACT showing at least a 7 Star rating is also acceptable.
- This loan is eligible for the purchase of existing homes, refinancing of an existing home, or construction of new builds.
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 8000%
- Minimum limit — $250,000.00
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 1 July 2026 · Product ID 198 · View on CDR.gov.au