
SMSF Savings Account
Transaction & Savings AccountsData Sharing Status
SMSF Savings Account
- Base rate
- 4.4%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 4.4% | Floating Balance Tier 1 | monthly |
| Variable | 3.55% | Floating Balance Tier 2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Withdrawal Fee | Event | $10.00 |
| Cheque Dishonour Fee | Event | $10.00 |
| Transaction Fee | Event | $7.50 |
| BPay Fee | Event | $7.50 |
| BPay Trace | Event | $25.00 |
| BPay Error Correction | Event | $25.00 |
| Direct Entry/EFT Trace | Event | $25.00 |
| Direct Entry/EFT Recall | Event | $25.00 |
| RTGS (same day EFT) | Event | $30.00 |
Features
- Digital banking
- Unlimited transactions
More Information
Published by Gateway Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 214 · View on CDR.gov.au