---
title: "Allium Money Essentials — Gateway Bank"
description: "Home Loans from Gateway Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gateway-bank/products/219
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T00:00:31.8285074Z
---

# Allium Money Essentials — Gateway Bank

> Home Loans from Gateway Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Allium Money Essentials

## At a glance

- **From (owner occupied):** 5.94% (5.94% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Allium Money Essentials - <= 80% LVR) | 5.94% | 5.94% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Cheque Withdrawal Fee | Event | $10.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Split Fee | Upfront | $99.00 |
| Switch Fee | Event | $150.00 |

## Features

- **Digital banking** (Access is available to online banking features for the product)
- **Extra repayments** (Unlimited extra repayments)
- **Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans**
- **Redraw facility**

## Eligibility

- **Minimum age** — 18 years

## Constraints

- **Maximum limit** — $2,000,000.00
- **Maximum LVR** — 8000%
- **Minimum limit** — $150,000.00

## More information from Gateway Bank

- [Overview](https://www.gatewaybank.com.au/important-information/target-market-determination/)
- [Terms & conditions](https://www.gatewaybank.com.au/important-information)
- [Fees & pricing](https://www.gatewaybank.com.au/media/tpnjx0rz/gateway_loan-fees-and-charges.pdf)

## Data provenance

- Published by Gateway Bank under the Consumer Data Right
- Product ID: `219`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gateway-bank/219
- Provider page: https://www.cdrcompare.au/brands/gateway-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000132

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gateway-bank/products/219) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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