Christmas Club Account
A Christmas Club account is a great way to save for Christmas
- Base rate
- 3.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.75% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DORMANT_ADMIN_FEE Charged yearly | Ongoing | $20.00 |
| STATEMENT_REPL_FEE | Event | $3.00 |
| TELEGRAPHIC_TSF_FEE_STAFF_ASSISTED_FEE | Transaction | $30.00 |
| TELEGRAPHIC_TSF_ONLINE_FEE | Transaction | $15.00 |
| PERIODICAL_PYT_VARIATION_FEE | Event | $3.50 |
| TELEGRAPHIC_TSF_AUD | Event | $15.00 |
| STATEMENT_REPL_PREV_MTH | Event | $3.00 |
| VOUCHER_RECORD_SEARCH | Event | $40.00 |
| VOUCHER_RETRIEVAL_FEE | Event |
Features
- Real-time payments (NPP)
- Notifications — Track credits with SMS and email alerts
- Digital banking
- Your funds are only available from the 1 November to 31 January to remove the temptation of spending prior to Christmas
- PayID
- No monthly access fee.
- One free transaction is permitted outside the available period
- eStatements available
Eligibility
- You must be a member and resident of Australia
- Residency status — Individuals must be citizens or permanent residents of Australia.
Constraints
- Minimum balance — $1.00
More Information
Published by Geelong Bank under the Consumer Data Right · Last updated 31 May 2026 · Product ID S2 · View on CDR.gov.au · View Source Data (JSON)