---
title: "iSaver — Geelong Bank"
description: "Transaction & Savings Accounts from Geelong Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/geelong-bank/products/S80
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T09:53:04.000+10:00
---

# iSaver — Geelong Bank

> Transaction & Savings Accounts from Geelong Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · GEELONG BANK**

Online account only that can earn bonus interest.

## At a glance

- **Base rate:** 1.2%
- **Bonus rate:** 1.51% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Geelong Bank](https://geelongbank.com.au/tools/forms/savings-account-application/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Minimum deposit amount) | 1.2% | iSaver_Tier_1 | monthly |
| Variable (Minimum deposit amount) | 1.2% | iSaver_Tier_2 | monthly |
| Bonus (Minimum deposit amount) | 1.51% | iSaver_Tier_1 | monthly |
| Bonus (Minimum deposit amount) | 0% | iSaver_Tier_2 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| DORMANT_ADMIN_FEE — Charged yearly | Ongoing | $20.00 |
| RTGS_(SWIFT)_INCOMING_FEE | Deposit | $8.05 |
| STATEMENT_REPL_FEE | Event | $3.00 |
| TELEGRAPHIC_TSF_ONLINE_FEE | Transaction | $15.00 |
| RTGS_(SWIFT)_OUTGOING_PYT_FEE | Event | $13.27 |
| DIRECT_DR_DISH_FEE | Dishonour | $10.00 |
| OVERDRAWN_ACC_FEE | Event | $15.00 |
| STATEMENT_REPL_PREV_MTH | Event | $3.00 |
| TELEGRAPHIC_TSF_AUD | Event | $15.00 |
| VOUCHER_RECORD_SEARCH | Event | $40.00 |
| VOUCHER_RETRIEVAL_FEE | Event | $40.00 |

## Features

- **Bonus interest earned for each month if you make no withdrawals during the month and the account has a deposit during that month.**
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Link this to a transaction account and our service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.**
- **No monthly access fee.**
- **eStatements available**
- **Fraud protection**

## Eligibility

- **You must be a member and resident of Australia**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.

## Constraints

- **Minimum balance** — $1.00
- **Maximum balance** — $250,000.00 (Bonus interest is not paid on amounts over $250,000)

## More information from Geelong Bank

- [Overview](https://geelongbank.com.au/savings-loans/savings-investment-accounts/isaver-account/)
- [Terms & conditions](https://geelongbank.com.au/about-us/disclosures-publications/)
- [Eligibility](https://geelongbank.com.au/about-us/why-join-geelong-bank/)
- [Fees & pricing](https://geelongbank.com.au/savings-loans/rates-fees/deposit-account-interest-rates/)

## Data provenance

- Published by Geelong Bank under the Consumer Data Right
- Product ID: `S80`
- Last updated by the provider: 31 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/geelong-bank/S80
- Provider page: https://www.cdrcompare.au/brands/geelong-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000082

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/geelong-bank/products/S80) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)