iSaver
Online account only that can earn bonus interest.
- Base rate
- 1.2%
- Bonus rate
- 1.51%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Minimum deposit amount | 1.2% | iSaver_Tier_1 | monthly |
| Variable Minimum deposit amount | 1.2% | iSaver_Tier_2 | monthly |
| Bonus Minimum deposit amount | 1.51% | iSaver_Tier_1 | monthly |
| Bonus Minimum deposit amount | 0% | iSaver_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DORMANT_ADMIN_FEE Charged yearly | Ongoing | $20.00 |
| RTGS_(SWIFT)_INCOMING_FEE | Deposit | $8.05 |
| STATEMENT_REPL_FEE | Event | $3.00 |
| TELEGRAPHIC_TSF_ONLINE_FEE | Transaction | $15.00 |
| RTGS_(SWIFT)_OUTGOING_PYT_FEE | Event | $13.27 |
| DIRECT_DR_DISH_FEE | Dishonour | $10.00 |
| OVERDRAWN_ACC_FEE | Event | $15.00 |
| STATEMENT_REPL_PREV_MTH | Event | $3.00 |
| TELEGRAPHIC_TSF_AUD | Event | $15.00 |
Features
- Bonus interest earned for each month if you make no withdrawals during the month and the account has a deposit during that month.
- Digital banking
- PayID
- Real-time payments (NPP)
- Link this to a transaction account and our service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.
- No monthly access fee.
- eStatements available
- Fraud protection
Eligibility
- You must be a member and resident of Australia
- Residency status — Individuals must be citizens or permanent residents of Australia.
Constraints
- Minimum balance — $1.00
- Maximum balance — $250,000.00Bonus interest is not paid on amounts over $250,000
More Information
Published by Geelong Bank under the Consumer Data Right · Last updated 31 May 2026 · Product ID S80 · View on CDR.gov.au · View Source Data (JSON)