--- title: "gmcu products" description: "Every gmcu product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/gmcu source: "CDR Compare" language: en-AU last_updated: 2026-07-16T02:43:21Z --- # gmcu products > Every gmcu product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 30 products gmcu is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with gmcu. ## Transaction & Savings Accounts (11) Everyday banking and savings accounts. - [My Everyday Start](https://www.cdrcompare.au/brands/gmcu/products/My_Everyday_Start) — Making banking simple for youth under 30 years of age. The My Everyday Start account provides fee free transactions - [My Connect](https://www.cdrcompare.au/brands/gmcu/products/My_Connect) — Making banking simple for youth under 21 years of age. The My Connect account provides fee free transactions - [Advantage Saver](https://www.cdrcompare.au/brands/gmcu/products/Advantage_Saver) — Advantage Saver account is a savings account for those dedicated to a regular savings plan. A bonus rate is available in months where there are no withdrawals and a deposit of at least $20. - [My Business](https://www.cdrcompare.au/brands/gmcu/products/My_Business) — The My Business Account is a day-today transaction account for businesses. Funds in the Business account are available through branch, card and internet banking - [My Freedom](https://www.cdrcompare.au/brands/gmcu/products/My_Freedom) — The My Freedom Account is a transaction account for persons aged 55 years and above and who no longer work full time. Funds are available at call. - [My Offset](https://www.cdrcompare.au/brands/gmcu/products/My_Offset) — The My Offset account uses your savings balance to reduce the interest charged to an eligible gmcu home loan. - [Online Saver](https://www.cdrcompare.au/brands/gmcu/products/Online_Saver) — The Online Saver account is a special savings account for electronic use. - [Our Community](https://www.cdrcompare.au/brands/gmcu/products/Our_Community) — A transcation account for community organisations. The community organisations must be not for profit organisations that have a formal documented structure. - [Christmas Saver](https://www.cdrcompare.au/brands/gmcu/products/Christmas_Saver) — The Christmas Saver account allows you to save for Christmas throughout the year. - [My Everyday](https://www.cdrcompare.au/brands/gmcu/products/My_Everyday) — My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking. - [Cash Manager](https://www.cdrcompare.au/brands/gmcu/products/Cash_Manger) — Cash Manager account is a savings account with higher returns for higher balance accounts ## Term Deposits (8) Fixed-term savings with locked-in rates. - [Monthly Income Term Deposit - 24 months](https://www.cdrcompare.au/brands/gmcu/products/Monthly_Income_Term_Deposit_-_24_Months) — a 24 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest will be paid monthly into a gmcu account - [Monthly Income Term Deposit - 12 Months](https://www.cdrcompare.au/brands/gmcu/products/Monthly_Income_Term_Deposit-_12_months) — a 12 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest is paid monthly into a gmcu account. - [Monthly Income Term Deposit - 6 months](https://www.cdrcompare.au/brands/gmcu/products/Monthly_Income_Term_Deposit-_6_Months) — a 6 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest is paid monthly into a gmcu account - [Fixed Term Deposit - 24 months](https://www.cdrcompare.au/brands/gmcu/products/Term_Deposit_-_24_Months) — a 24 month term deposit available to invest your money and earn a fixed rate of interest - [Fixed Term Deposit - 12 months](https://www.cdrcompare.au/brands/gmcu/products/Term_Deposit_12_months) — A 12 month term deposit available to invest your money and earn a fixed rate of interest - [Fixed Term Deposit - 6 to 8 months](https://www.cdrcompare.au/brands/gmcu/products/Term_deposit_-_6_to_8_months) — A 6-8 month term deposit available to invest your money and earn a fixed term rate of interest. - [Fixed Term Deposit - 3 to 5 months](https://www.cdrcompare.au/brands/gmcu/products/Term_Deposit_-_3_to_5_months) — a 3-5 month term deposit available to invest your money and earn a fixed rate of interest. - [Fixed Term Deposit - 9 to 10 months](https://www.cdrcompare.au/brands/gmcu/products/Term_deposit_-_9_to_10_months) — A 9-10 month term deposit available to invest your money and earn a fixed rate of interest. ## Home Loans (6) Residential mortgages for owner-occupiers and investors. - [Fixed Rate Home Loan](https://www.cdrcompare.au/brands/gmcu/products/Home_Loan-_Fixed_1_year_0.80_LVR_plus) — Fixed Rate Home Loan - [Fixed Rate Home Loan - Investment](https://www.cdrcompare.au/brands/gmcu/products/Investment_Loan-_Fixed_1_year_0.80_LVR_plus) — Fixed Rate Home Loan - Investment - [Fixed Rate Investment 18 months - Special construction offer](https://www.cdrcompare.au/brands/gmcu/products/Home_Loan-_Investment_fixed_18_months_(construction_offer)) — Fixed Rate Investment 18 months - Special construction offer - [Standard Variable Plus Investment](https://www.cdrcompare.au/brands/gmcu/products/Home_Loan-_Standard_Variable_Plus_Investment_Live) — Standard Variable Plus Investment Home Loan. - [Fixed Rate 18 months - Special construction offer](https://www.cdrcompare.au/brands/gmcu/products/Home_Loan-_Fixed_18_months_(construction_offer)) — Fixed Rate 18 months - Special construction offer - [Standard Variable Plus](https://www.cdrcompare.au/brands/gmcu/products/Home_Loan-_Standard_Variable_Plus_Discount_TEST) — Standard Variable Plus Home Loan ## Personal Loans (2) Unsecured and secured personal lending. - [Personal Loan - Unsecured](https://www.cdrcompare.au/brands/gmcu/products/Personal_Loan_Unsecured) — Personal Loan - Unsecured - [Personal Loan - Secured](https://www.cdrcompare.au/brands/gmcu/products/Personal_Loan_Secured) — Personal Loan - Secured ## Business Loans (3) Lending for businesses of all sizes. - [Business/Farm/Commercial - Residential Mortgage Loan](https://www.cdrcompare.au/brands/gmcu/products/Business_Farm_Commercial-_Residential_Mortgage) — Business/Farm/Commercial - Residential Mortgage Loan - [Business Farm Commercial- Other Real Estate Mortgage Loan](https://www.cdrcompare.au/brands/gmcu/products/Business_Farm_Comercial-_Other_Real_Estate_Mortgage) — Business Farm Commercial- Other Real Estate Mortgage Loan - [Business/Farm/Commercial Loan - Unsecured](https://www.cdrcompare.au/brands/gmcu/products/Business_Farm_Commercial-_Unsecured) — Business/Farm/Commercial Loan - Unsecured ## Data provenance - Data published by gmcu under the Consumer Data Right - ABN 87087651509 - CDR Register entry updated: 16 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000179 - Provider Product Reference Data endpoint: https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/gmcu) — product data published by Australian data holders under the Consumer Data Right. 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