---
title: "My Business — gmcu"
description: "Transaction & Savings Accounts from gmcu. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gmcu/products/My_Business
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T09:46:28.000+10:00
---

# My Business — gmcu

> Transaction & Savings Accounts from gmcu. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Goulburn Murray Credit Union Co-Operative Ltd**

The My Business Account is a day-today transaction account for businesses. Funds in the Business account are available through branch, card and internet banking

## At a glance

- **Base rate:** 0.1%

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 0% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | My Business_Tier_1 | yearly |
| Variable | 0.01% | My Business_Tier_2 | yearly |
| Variable | 0.1% | My Business_Tier_3 | yearly |
| Variable | 0.1% | My Business_Tier_4 | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CHEQUES_YOU_DEPOSIT — Capped at $0.00 · Fee for every cheque you deposit to your account | Transaction | $0.20 |
| ATM_BALANCE_ENQUIRY — Capped at $0.00 · Each time a balance enquiry is requested at an ATM | Event | $0.50 |
| DECLINED_ATM_OR_EFTPOS_TRANSACTION — Capped at $0.00 · Each time an ATM or EFTPOS transaction is declined | Event | $1.00 |
| CARD_PURCHASE,_EFTPOS,_ATM — Capped at $0.00 · Discount −$0.75 — My Everyday - Savings or loan balance fee exemption (eligibility: Other: qualifying home loans > $10k in the same member number; Other: Term deposit is held >$150k in the same member number) · Discount −$0.75 — My Everyday- Card Purchase Fee cap (eligibility: Other: a cap of $12.00 per month applies) · Discount −$0.75 — My Everyday - Card Purchase Fee free allowance | Transaction | $0.75 |
| ELECTRONIC_WITHDRAWALS — Capped at $0.00 · Electronic withdrawal by periodical payment, direct debit or internet banking | Transaction | $0.50 |

## Features

- **Bill payment (BPAY)**
- **Card access**
- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**
- **Overdraft available**

## Eligibility

- **Business customers**

## More information from gmcu

- [Overview](https://www.gmcu.com.au/banking/transaction-accounts/view-all-transaction-accounts/)
- [Terms & conditions](https://www.gmcu.com.au/pds)
- [Eligibility](https://www.gmcu.com.au/pds)
- [Fees & pricing](https://www.gmcu.com.au/pds)

## Data provenance

- Published by gmcu under the Consumer Data Right
- Product ID: `My_Business`
- Last updated by the provider: 31 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gmcu/My_Business
- Provider page: https://www.cdrcompare.au/brands/gmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000179

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gmcu/products/My_Business) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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