My Everyday
My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking.
- Base rate
- 0.1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | My Everyday_Tier_1 | yearly |
| Variable | 0.01% | My Everyday_Tier_2 | yearly |
| Variable | 0.1% | My Everyday_Tier_3 | yearly |
| Variable | 0.1% | My Everyday_Tier_4 | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUES_YOU_DEPOSIT Capped at $0.00 · Fee for every cheque you deposit to your account | Transaction | $0.20 |
| ATM_BALANCE_ENQUIRY Capped at $0.00 · Each time a balance enquiry is requested at an ATM | Event | $0.50 |
| DECLINED_ATM_OR_EFTPOS_TRANSACTION Capped at $0.00 · Each time an ATM or EFTPOS transaction is declined | Event | $1.00 |
| CARD_PURCHASE,_EFTPOS,_ATM Capped at $0.00
| Transaction | $0.75 |
| BRANCH_WITHDRAWAL Capped at $0.00 · Includes all in-branch cash transfer and BPAY withdrawal
| Withdrawal | $4.00 |
Features
- Bill payment (BPAY)
- Card access
- Digital banking
- Free transaction allowance — $3.00
- 3 Branch withdrawals per month
- Free transaction allowance — $15.00
- 15 Card purchases per month
- Real-time payments (NPP)
- PayID
- Overdraft available
Eligibility
- Individuals only
Constraints
- Minimum balance — $1.00
More Information
Published by gmcu under the Consumer Data Right · Last updated 9 April 2026 · Product ID My_Everyday · View on CDR.gov.au