Our Community
A transcation account for community organisations. The community organisations must be not for profit organisations that have a formal documented structure.
- Base rate
- 1.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.1% | Our Community_Tier_1 | yearly |
| Variable | 1.5% | Our Community_Tier_2 | yearly |
| Variable | 1.5% | Our Community_Tier_3 | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DECLINED_ATM_OR_EFTPOS_TRANSACTION Capped at $0.00 · Each time an ATM or EFTPOS transaction is declined | Event | $1.00 |
| ATM_BALANCE_ENQUIRY Capped at $0.00 · Each time a balance enquiry is requested at an ATM | Event | $0.50 |
Features
- Bill payment (BPAY)
- Card access
- Digital banking
- Real-time payments (NPP)
- PayID
- Unlimited transactions
- Branch withdrawals
- Unlimited transactions
- Electronic Withdrawals
- Unlimited transactions
- Card Purchase / EFTPOS / ATM
Eligibility
- Eligible Community organisations only. Approval of applicants is at the discretion of GMCU.
More Information
Published by gmcu under the Consumer Data Right · Last updated 9 April 2026 · Product ID Our_Community · View on CDR.gov.au