---
title: "Our Community — gmcu"
description: "Transaction & Savings Accounts from gmcu. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/gmcu/products/Our_Community
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-09T14:24:07.000+10:00
---

# Our Community — gmcu

> Transaction & Savings Accounts from gmcu. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Goulburn Murray Credit Union Co-Operative Ltd**

A transcation account for community organisations. The community organisations must be not for profit organisations that have a formal documented structure.

## At a glance

- **Base rate:** 1.5%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.1% | Our Community_Tier_1 | yearly |
| Variable | 1.5% | Our Community_Tier_2 | yearly |
| Variable | 1.5% | Our Community_Tier_3 | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| DECLINED_ATM_OR_EFTPOS_TRANSACTION — Capped at $0.00 · Each time an ATM or EFTPOS transaction is declined | Event | $1.00 |
| ATM_BALANCE_ENQUIRY — Capped at $0.00 · Each time a balance enquiry is requested at an ATM | Event | $0.50 |

## Features

- **Bill payment (BPAY)**
- **Card access**
- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**
- **Unlimited transactions** (Branch withdrawals)
- **Unlimited transactions** (Electronic Withdrawals)
- **Unlimited transactions** (Card Purchase / EFTPOS / ATM)

## Eligibility

- **Eligible Community organisations only. Approval of applicants is at the discretion of GMCU.**

## More information from gmcu

- [Overview](https://www.gmcu.com.au/banking/transaction-accounts/view-all-transaction-accounts/)
- [Terms & conditions](https://www.gmcu.com.au/pds)
- [Eligibility](https://www.gmcu.com.au/pds)
- [Fees & pricing](https://www.gmcu.com.au/pds)

## Data provenance

- Published by gmcu under the Consumer Data Right
- Product ID: `Our_Community`
- Last updated by the provider: 9 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/gmcu/Our_Community
- Provider page: https://www.cdrcompare.au/brands/gmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000179

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/gmcu/products/Our_Community) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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