Fixed Term Deposit - 12 months
A 12 month term deposit available to invest your money and earn a fixed rate of interest
- Fixed rate
- 5.4%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 0.25% | Fixed Term Deposit - 12 months_Tier_1Fixed Term Deposit - 12 months_Tier_1 | at maturity |
| Fixed | 5.4% | Fixed Term Deposit - 12 months_Tier_2Fixed Term Deposit - 12 months_Tier_2 | at maturity |
Fees
| Fee | Type | Amount |
|---|---|---|
| EARLY_WITHDRAWAL_INT_ADJ Capped at $0.00 · Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date. | Cash advance | $0.00 |
Features
- Digital banking
- Enquiry access only
- If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return.
- Minimum term of three months, to a maximum of 24 months.
Eligibility
- Individuals only
- You must become a member. Visit our website for more details.
Constraints
- Opening balance — $100.00
- Minimum balance — $100.00
More Information
Published by gmcu under the Consumer Data Right · Last updated 22 June 2026 · Product ID Term_Deposit_12_months · View on CDR.gov.au