---
title: "Granite Non-Resident Loan — Granite Home Loans Pty Ltd"
description: "Home Loans from Granite Home Loans Pty Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd/products/Granite%20Non-Resident%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T04:23:22.619882Z
---

# Granite Non-Resident Loan — Granite Home Loans Pty Ltd

> Home Loans from Granite Home Loans Pty Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates · Granite Home Loans**

Granite Non-Resident Loan

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Valuation fee — This fee is applicable for Non-Residents. For Residential Loans | Upfront | $275.00 |
| Lender's Annual Facility Fee — Charged yearly · This fee is applicable for Non-Residents. | Ongoing | $499.00 |
| Loan Settlement Fee — This fee is applicable for Non-Residents | Upfront | $550.00 |
| Third Party Costs — Referred as Lender Legal Fee. This fee is applicable for Non-Residents | Upfront | $300.00 |

## Features

- **Unlimited transactions**
- **Offset account** (Available)
- **Multiple loan splits - Available**
- **Redraw facility** (Yes)
- **Repayment frequency:  Monthly, fortnightly and weekly - during P&I period**
- **Repayment frequency: Monthly - during IO period**

## Eligibility

- **the residential address of the borrower is limited to our "Acceptable Countries" list in 
accordance with our lending policy.  **
- **meets our lending eligibility criteria**
- **Minimum age** — 18 years (at least 18 years of age and above)
- **Individuals only** (are individual borrowers (as single or joint borrowers);)
- **Borrower is approved from foreign investment review board (FIRB);**
- **Employment status** — Borrower is on foreign income as salary and wage earners (employees) or self-employed to  cover Australian Debt Obligations;
- **guarantor who supports the loan also meets our lending eligibility criteria.**
- **provide sufficient security in accordance with our lending eligibility criteria; **
- **Residency status** — Non-Resident, Australian Citizens and acceptable VISA holders (Australia, Brazil, Brunei, Canada, China, France, Germany, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, Mexico, New Zealand, Philippines, Qatar, Saudi Arabia, Singapore, South Africa, South Korea, Switzerland, Taiwan, United Kingdom (England, Scotland, Wales, Northern Ireland), United Arab Emirates, United States of America, Vietnam, and any other European Commission countries not specified. (this list is subject to change))
- **Clear credit history**

## Constraints

- **Maximum limit** — $3,000,000.00
- **Maximum LVR** — 90%
- **The maximum loan term is 360 months for Principal & Interest **
- **The maximum loan term is 60 months for Interest Only**

## Data provenance

- Published by Granite Home Loans Pty Ltd under the Consumer Data Right
- Product ID: `Granite Non-Resident Loan`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/granite-home-loans-pty-ltd/Granite%20Non-Resident%20Loan
- Provider page: https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd/products/Granite%20Non-Resident%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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