Granite Non-Resident Loan
Home LoansNegotiable ratesGranite Home Loans
Granite Non-Resident Loan
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation fee This fee is applicable for Non-Residents. For Residential Loans | Upfront | $275.00 |
| Lender's Annual Facility Fee Charged yearly · This fee is applicable for Non-Residents. | Ongoing | $499.00 |
| Loan Settlement Fee This fee is applicable for Non-Residents | Upfront | $550.00 |
| Third Party Costs Referred as Lender Legal Fee. This fee is applicable for Non-Residents | Upfront | $300.00 |
Features
- Unlimited transactions
- Internet and Phone Banking (free unlimited transactions)
- Offset account
- Available
- Multiple loan splits - Available
- Redraw facility
- Yes
- Repayment frequency: Monthly, fortnightly and weekly - during P&I period
- Repayment frequency: Monthly - during IO period
Eligibility
- the residential address of the borrower is limited to our "Acceptable Countries" list in accordance with our lending policy.
- meets our lending eligibility criteria
- Minimum age — 18 yearsat least 18 years of age and above
- Individuals onlyare individual borrowers (as single or joint borrowers);
- Borrower is approved from foreign investment review board (FIRB);
- Employment status — Borrower is on foreign income as salary and wage earners (employees) or self-employed to cover Australian Debt Obligations;
- guarantor who supports the loan also meets our lending eligibility criteria.
- provide sufficient security in accordance with our lending eligibility criteria;
- Residency status — Non-Resident, Australian Citizens and acceptable VISA holdersAustralia, Brazil, Brunei, Canada, China, France, Germany, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, Mexico, New Zealand, Philippines, Qatar, Saudi Arabia, Singapore, South Africa, South Korea, Switzerland, Taiwan, United Kingdom (England, Scotland, Wales, Northern Ireland), United Arab Emirates, United States of America, Vietnam, and any other European Commission countries not specified. (this list is subject to change)
- Clear credit history
Constraints
- Maximum limit — $3,000,000.00
- Maximum LVR — 90%
Published by Granite Home Loans Pty Ltd under the Consumer Data Right · Last updated 10 July 2026 · Product ID Granite Non-Resident Loan · View Source Data (JSON)