---
title: "Granite Professional Lender paid LMI — Granite Home Loans Pty Ltd"
description: "Home Loans from Granite Home Loans Pty Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd/products/Granite%20Professional%20Lender%20paid%20LMI
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T03:35:17.552356Z
---

# Granite Professional Lender paid LMI — Granite Home Loans Pty Ltd

> Home Loans from Granite Home Loans Pty Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates · Granite Home Loans**

Granite Professional Lender paid LMI

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Third Party Costs — At Cost. This fee is applicable for Standard Loans | Upfront | From $0.00 |
| Discharge Administration Fee | Exit | $1,500.00 |

## Features

- **Offset account** (Available)
- **Card access** — Visa Debit Card - Yes
- **Multiple loan splits - Available**
- **Repayment frequency:  Monthly, fortnightly and weekly - during P&I period**
- **Repayment frequency: Monthly - during IO period**
- **transactions via internet, phone, BPay, debit card, ATM**
- **Extra repayments** (Additional payments: Unlimited for variable rate)
- **Extra repayments** (Additional payments: Up to $20,000 p.a. for fixed rate)

## Eligibility

- **be an Essential Worker, defined as: 
- a permanently employed (full time and non-probationary): 
 - nurse; 
 -  paramedic; 
 - State or Federal police officer; 
 -  fire fighter; and/or 
-  primary or secondary school teacher (in the private or public system)**
- **be a Professional Worker, defined as a: 
- University degree qualified professional that holds an Australian or overseas university 
degree and works in the following professions or industries: 
- medical and allied health; 
- law;  
- accounting and audit;  
- engineering; or 
- IT; and/or 
o TAFE or Certificate qualified professional that works in the IT industry; **
- **meet our lending eligibility criteria**
- **Minimum age** — 18 years (be at least 18 years of age and above)
- **Individuals only** (are individual borrowers (as single or joint borrowers))
- **Residency status** — is either an Australian Citizen or a Permanent Resident of Australia
- **provide sufficient security in accordance with our lending eligibility criteria**
- **guarantor who supports the loan also meets our lending eligibility criteria. **

## Constraints

- **Maximum limit** — $2,500,000.00 (The maximum loan amount for this product is $2,500,000)
- **Minimum limit** — $50,000.00 ("The minimum loan amount for this product is $50,000")
- **Maximum LVR** — 95% (The maximum LVR for these products is 95% (including LMI))
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 0% to 70% from Regional areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 90% to 95% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 80% to 90% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $3,500,000.00 (This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 70% to 80% from Regional areas)
- **Maximum limit** — $2,000,000.00 (This limit is applicable to loans with an LVR from 70% to 80% from Regional areas )
- **Maximum limit** — $3,000,000.00 (This limit is applicable to loans with an LVR from 0% to 70% from Regional areas)
- **Maximum limit** — $3,500,000.00 (This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas)

## Data provenance

- Published by Granite Home Loans Pty Ltd under the Consumer Data Right
- Product ID: `Granite Professional Lender paid LMI`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/granite-home-loans-pty-ltd/Granite%20Professional%20Lender%20paid%20LMI
- Provider page: https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/granite-home-loans-pty-ltd/products/Granite%20Professional%20Lender%20paid%20LMI) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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