Granite SMSF Commercial Easy Refinance
Home LoansNegotiable ratesGranite Home Loans
Granite SMSF Commercial Easy Refinance
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender's Annual Facility Fee Charged yearly | Ongoing | $295.00 |
| Fixed Rate Lock Fee Optional | Upfront | $495.00 |
| Discharge Administration Fee This fee is applicable for SMSF Loans | Exit | $2,200.00 |
| Loan Facility Variation Fee | Variation | $450.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Third Party Costs Referred as Solicitor Doc fee. This fee is applicable for SMSF Loans | Upfront | $595.00 |
Features
- Offset account
- Available
- Extra repayments
- Additional payments: Unlimited for variable rate
- Extra repayments
- Additional payments: Up to $20,000 p.a. for fixed rate
Eligibility
- 12 months of clean credit history;
- No indications of financial deterioration;
- Credit Reports - evidence parties can meet their existing loan commitments
- 3% of security property value capped at $50,00.
Constraints
- Maximum LVR — 80%The maximum LVR rate for this Commercial product is 80%
- Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 0% to 70% from Regional areas
- Maximum limit — $3,500,000.00This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas
- Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 70% to 80% from Regional areas
- Minimum limit — $50,000.00"The minimum loan amount for this product is $50,000"
- Maximum limit — $3,500,000.00The maximum loan amount for this product is $3,500,000
- The maximum loan term is 360 months for Principal & Interest
- The maximum loan term is 60 months for Interest Only
Published by Granite Home Loans Pty Ltd under the Consumer Data Right · Last updated 10 July 2026 · Product ID Granite SMSF Commercial Easy Refinance