Referred as Solicitor Doc fee. This fee is applicable for SMSF Loans
Upfront
$595.00
Discharge Administration Fee
This fee is applicable for SMSF Loans
Exit
$2,200.00
Lender's Annual Facility Fee
Charged yearly
Ongoing
$295.00
Fixed Rate Lock Fee
Optional
Upfront
$495.00
Loan Account Variation Fee
Variation
$250.00
Loan Facility Variation Fee
Variation
$450.00
Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95% for Investment properties
Upfront
5.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Investment properties
Upfront
5.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties.
Features
Repayment frequency: Monthly, fortnightly and weekly - during P&I period
Repayment frequency: Monthly - during IO period
Offset account
Available
Extra repayments
Additional payments: Unlimited for variable rate
Extra repayments
Additional payments: Up to $20,000 p.a. for fixed rate
transactions via internet, phone, BPay, debit card, ATM
Repayment method: Salary credit/Direct debit
Eligibility
Residency status — the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia
the SMSF has a Corporate Trustee
must hold a beneficial interest in the security property
must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993
must hold the legal interest in the security property on trust for the SMSF
meets our lending eligibility criteria
provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
Constraints
Minimum limit — $50,000.00"The minimum loan amount for this product is $50,000"
Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 0% to 70% from Regional areas
Maximum limit — $3,500,000.00This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas
Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 70% to 80% from Regional areas
Maximum limit — $2,000,000.00This limit is applicable to loans with an LVR from 70% to 80% from Regional areas
Published by Granite Home Loans Pty Ltd under the Consumer Data Right · Last updated 9 July 2026 · Product ID Granite SMSF Loan · View Source Data (JSON)
Upfront
2% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Investment properties
Upfront
5.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties.
Upfront
3% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties.
Upfront
2.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties.
Upfront
2.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties.
Upfront
2.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.
Upfront
1.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties.
Upfront
1.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties.
Upfront
1.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.
Upfront
5.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties.
Upfront
5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.
Upfront
4.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties.
Upfront
4.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.
Upfront
4% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties.
Upfront
3.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties.
Upfront
3.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Investment properties
Upfront
3.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Investment properties
Upfront
3.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Investment properties
Upfront
4% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Investment properties
Upfront
4.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Investment properties
Upfront
5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Investment properties
Upfront
2.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Investment properties
Upfront
3.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Investment properties
Upfront
1.75% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Investment properties
Upfront
2% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Investment properties
Upfront
2.25% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Investment properties
Upfront
2.5% of balance
Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Investment properties
Upfront
3% of balance
Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 0% to 70% from Regional areas
Maximum limit — $3,500,000.00This limit is applicable to loans with an LVR from 0% to 80% from Inner-City & Metro/Non-Metro areas
Maximum limit — $3,000,000.00This limit is applicable to loans with an LVR from 80% to 90% from Inner-City & Metro/Non-Metro areas
Maximum LVR — 80%The maximum LVR rate for this Commercial product is 80%
Maximum LVR — 90%The maximum LVR rate for this Residential product is 90%
The maximum loan term is 360 months for Principal & Interest
The maximum loan term is 60 months for Interest Only
Maximum limit — $3,500,000.00The maximum loan amount for this product is $3,500,000
Granite SMSF Loan — Granite Home Loans Pty Ltd | Open Product Compare