Platinum Credit Card

Credit & Charge CardsData Sharing Status

A Platinum VISA credit card with a monthly fee.

Interest Rates

Type	Rate	Comparison	Applies To
Purchase	19.99%	—	—
Cash advance	21.74%	—	—

Fee	Type	Amount
Monthly Card fee The Annual Fee is charged to your Account on the last day of your first statement cycle, and then will be charged monthly thereafter. Where a first year annual fee waiver applies, the Annual Fee will be charged to your Account on the statement after the first anniversary of you entering into the Credit Card contract and then will be charged monthly thereafter.	Ongoing	$12.00
Cash Advance Fee A minimum of $3.50 Cash Advance Fee will be charged when a Cash Advance is obtained from your Account.	Withdrawal	Variable
Foreign Exchange Fee A Foreign Exchange Fee will be charged in Australian dollars for any Purchases or Cash Advances made or processed in a foreign currency or where the merchant, or the merchant’s financial institution, is located overseas (both Multi-Currency Transactions and Single Currency Transactions).	Transaction	Variable
Late Payment Fee A Late Payment Fee will be charged if the ”Total amount due” figure shown on the Statement is not paid within 25 days from your Statement Date.	Event	$12.50
Emergency Replacement Card Fee An Emergency Replacement Card Fee will be charged when a replacement Card is requested to be provided to you or an Additional Cardholder via a priority service within Australia or overseas.	Event

Additional cards — up to 3: Additional Cardholders must be over 16 years of age. If an Additional Cardholder is not an existing Great Southern Bank customer, they must complete a Membership Application - Individual form and satisfy our identification requirements before being added to your account.
Loyalty program — Cashback: Cashback is only available with the Platinum Credit Card. Cashback on eligible transactions accrued in accordance with the Great Southern Bank Cashback Terms & Conditions. You will not earn cash back on interest charges, government charges, bank fees, gambling, cash advances, balance transfers or card account adjustments resulting from disputed transactions.
Notifications — Monthly Statements
Minimum Repayment. Your minimum repayment for each month will be calculated as the amount that is the greatest (or equal greatest) of: $35; or 3% of your Closing Balance; AND your Overlimit Amount (if any). If the Closing Balance on your Account is less than $35, the minimum repayment will be the Closing Balance.
Digital banking: Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.

Minimum age — 18 yearsTo be 18 or over
Individuals onlyApplications are for individuals and personal use purposes only.
Residency status — You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
Applications for credit cards are subject to credit approval.
Other

Published by Great Southern Bank under the Consumer Data Right · Last updated 1 April 2026 · Product ID 2695-0100 · View on CDR.gov.au