Green Car Loan
Need a personal loan for an electric or hybrid car? We break down what your options are including eligibility criteria, frequently asked questions and more.
- From
- 15%
- 7.58% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount Interest rate is available for customers with Equifax score between 500-549 | 2.56% | — | Equifax Score 500-549 |
| Discount Interest rate is available for customers with Equifax score between 550-599 | 3.56% | — | Equifax Score 550-599 |
| Discount Interest rate is available for customers with Equifax score between 600-674 | 4.56% | — | Equifax Score 600-674 |
| Discount Interest rate is available for customers with Equifax score between 675-799 | 6.06% | — | Equifax Score 675-799 |
| Discount Interest rate is available for customers with Equifax score between 800-999 | 7.56% | — | Equifax Score 800-999 |
Fees
| Fee | Type | Amount |
|---|---|---|
| Telegraphic transfer fee within Australia Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia. | Event | $35.00 |
| Account Information Fee Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, traces, document copies (other than those specified above) and/or information pertaining to an account Where further investigation is required an additional hourly rate of $20 per hour will apply. An estimate of the costs involved will be provided prior to the work being undertaken. | Event | $20.00 |
| Arrears Letter Fee Payable where Great Southern Bank sends you a letter in relation to arrears on your account. | Event | $22.00 |
| Default Notice Fee Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account. | Event | $33.00 |
| Debt Collection Fee Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. These costs are applied by the Solicitors or independent contractors engaged to undertake action to recover the funds and are debited to the account that is "out of order". |
Features
- Available for new and used vehicles up to 7 years old.
- Flexible repayment options - choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.
- No penalties for early payout, pay off sooner without being charged a fee.
- $0 Monthly or annual fees.
- Digital banking
- Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
- Redraw facility
- Enjoy access to your additional car loan repayments with redraw, so you can use it whenever you need some breathing space. A $200 minimum withdrawal amount applies for redraws conducted in-branch.
- Extra repayments
- Unlimited free extra repayments.
Eligibility
- Minimum age — 18 yearsTo be 18 or over
- Individuals onlyApplications are for individuals and personal use purposes only.
- Residency status — You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
- Applications for Personal Loans are subject to credit approval.
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $100,000.00
More Information
Published by Great Southern Bank under the Consumer Data Right · Last updated 26 June 2026 · Product ID 3000-4405 · View on CDR.gov.au