--- title: "Unsecured Green Personal Loan — Great Southern Bank" description: "Personal Loans from Great Southern Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/great-southern-bank/products/3000-4505 source: "CDR Compare" language: en-AU last_updated: 2026-06-26T14:00:01.00000Z --- # Unsecured Green Personal Loan — Great Southern Bank > Personal Loans from Great Southern Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans** Discover how our unsecured green personal loan makes it easier to embrace a better future. Go greener with lower rates, while enjoying financial benefits. ## At a glance - **From:** 17% (6.49% comparison) ## Apply Applications are handled by the provider: [Apply at Great Southern Bank](https://www.greatsouthernbank.com.au/personal-loans/unsecured-green-personal-loan#apply) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Discount (Interest rate is available for customers with Equifax score between 600-674) | 0.56% | — | Equifax Score 600-674 | | Penalty (Interest rate is available for customers with Equifax score between 550-599) | 0.94% | — | Equifax Score 550-599 | | Penalty (Interest rate is available for customers with Equifax score between 500-549) | 2.44% | — | Equifax Score 500-549 | | Discount (Interest rate is available for customers with Equifax score between 675-799) | 4.56% | — | Equifax Score 675-799 | | Discount (Interest rate is available for customers with Equifax score between 800-999) | 8.06% | — | Equifax Score 800-999 | | Discount (Interest rate is available for customers with Equifax score between 1000-1200) | 10.51% | — | Equifax Score 1000-1200 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 1000-1200) | 17% | 6.49% | Equifax Score 1000-1200 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 800-999) | 17% | 8.94% | Equifax Score 800-999 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 675-799) | 17% | 12.44% | Equifax Score 675-799 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 500-549) | 17% | 19.44% | Equifax Score 500-549 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 600-674) | 17% | 16.44% | Equifax Score 600-674 | | Fixed · 7 years (Interest rate is available for customers with Equifax score between 550-599) | 17% | 17.94% | Equifax Score 550-599 | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Telegraphic transfer fee within Australia — Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia. | Event | $35.00 | | Account Information Fee — Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, traces, document copies (other than those specified above) and/or information pertaining to an account Where further investigation is required an additional hourly rate of $20 per hour will apply. An estimate of the costs involved will be provided prior to the work being undertaken. | Event | $20.00 | | Arrears Letter Fee — Payable where Great Southern Bank sends you a letter in relation to arrears on your account. | Event | $22.00 | | Default Notice Fee — Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account. | Event | $33.00 | | Debt Collection Fee — Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. These costs are applied by the Solicitors or independent contractors engaged to undertake action to recover the funds and are debited to the account that is "out of order". | Event | Variable | | Establishment Fee — Capped at $225.00 per Not applicalbe · An establishment fee includes the cost of processing the application and the preparation of loan documentation. | Upfront | $225.00 | ## Features - **Flexible repayment options - choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.** - **No penalties for early payout, pay off sooner without being charged a fee.** - **$0 Monthly or annual fees.** - **Digital banking** (Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.) - **Redraw facility** (Enjoy access to your additional loan repayments with redraw, so you can use it whenever you need some breathing space. A $200 minimum withdrawal amount applies for redraws conducted in-branch.) - **Extra repayments** (Unlimited free extra repayments.) ## Eligibility - **Minimum age** — 18 years (To be 18 or over) - **Individuals only** (Applications are for individuals and personal use purposes only.) - **Residency status** — You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank - **Applications for Personal Loans are subject to credit approval.** ## Constraints - **Minimum limit** — $5,000.00 - **Maximum limit** — $75,000.00 ## More information from Great Southern Bank - [Overview](https://www.greatsouthernbank.com.au/personal-loans/unsecured-green-personal-loan) - [Eligibility](https://www.greatsouthernbank.com.au/help-and-contact/target-market-determinations#personal-loans) - [Fees & pricing](http://www.greatsouthernbank.com.au/fees) ## Data provenance - Published by Great Southern Bank under the Consumer Data Right - Product ID: `3000-4505` - Last updated by the provider: 26 June 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/great-southern-bank/3000-4505 - Provider page: https://www.cdrcompare.au/brands/great-southern-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000207 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/great-southern-bank/products/3000-4505) — product data published by Australian data holders under the Consumer Data Right. 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