Access
Personal transactional account
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is calculated daily on the portion of the account balance in each range. | 0% | Amount $0–$4,999.99 | every 6 months |
| Variable Interest is calculated daily on the portion of the account balance in each range. | 0% | Amount $5,000–$99,999.99 | every 6 months |
| Variable Interest is calculated daily on the portion of the account balance in each range. | 0.01% | Amount $100,000+ | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Dormant account fee Charged every 6 months · $15.00 six monthly if an account has no transactions (other than government charges or interest) processed during the preceding 24 months | Ongoing | $15.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| SMS alert fee Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
| Cheque notify fee - Customer Service | Event | $20.00 |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. | Withdrawal | $50.00 |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Replacement card fee Domestic $7.00 | Replacement |
Features
- Digital wallet — Apple Pay or Google Pay
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Card access — Visa Debit Card
- No transaction fees apply as of 1 April 2025
- Fraud protection
Eligibility
- Must be identifiable in terms of legislative requirements
- Individuals only
- Residency status — Australian Residents only
Constraints
- Opening balance — $1.00
- Minimum balance — $1.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3015 · View on CDR.gov.au · View Source Data (JSON)