---
title: "Business Visa Credit Card — Greater Bank Limited"
description: "Credit & Charge Cards from Greater Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/greater-bank-limited/products/3215
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-28T14:00:00Z
---

# Business Visa Credit Card — Greater Bank Limited

> Credit & Charge Cards from Greater Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · Greater Bank**

Credit card for small business

## At a glance

- **Purchase rate:** 6.96%
- **Annual fee:** $20.00

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Cash advance (Base rate disclosed. Margins will be applied.) | 6.96% | — | — |
| Purchase (Base rate disclosed. Margins will be applied.) | 6.96% | — | — |
| Balance transfer (Base rate disclosed. Margins will be applied. ) | 6.96% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Valuation fee — Fee amount will be variable, calculated if and when applicable. Payable when we request a valuation of an existing or proposed Security Property | Upfront | Variable |
| Replacement card fee — For each replacement card issued in Australia. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months. | Event | $7.00 |
| Law stationers fee — Fee amount will be variable, calculated if and when applicable. Payable for costs and disbursements we pay to our Law Stationers for providing information on a security or acting for us in connection with the Contract or a Security. | Event | Variable |
| Bulk coin purchase fee - In branch — 2.00% of value (minimum $2.00) | Withdrawal | 2% of transaction |
| Discharge administration fee — Where secured by Land Title: Payable immediately before you pay out the Contract where there is a Security registered at any Land Titles Registration Office. Where secured by Goods Security Agreement: Payable immediately before you pay out the Contract and your Credit Facility is closed. | Exit | $300.00 |
| Default notice fee — Payable when we send you a notice informing you of a default under your contract. | Event | $50.00 |
| Stamp duty — Fee amount will be variable, calculated if and when applicable. Payable when a liability arises to pay duty to the relevant government body in relation to the Contract, a Security, or any other dutiable document. | Upfront | Variable |
| Bulk coin purchase fee - External — $8.00 per bag | Withdrawal | $8.00 |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) — When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. | Withdrawal | $50.00 |
| Card fee — Charged yearly · Payable per card provided and charged to your account on the last day of the month in which each card is created and thereafter annually on card creation anniversary date. | Ongoing | $20.00 |
| Cash advance fee - International — If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $4.00, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash advance fees will be calculated from date of transaction and charged on the last day of the statement period. | Withdrawal | 2% of transaction |
| Information fee - Per Page — Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| Legal fee — Fee amount will be variable, calculated if and when applicable. Payable for any costs and disbursements we have to pay to a Solicitor or conveyancer for acting for us in relation to the Contract, Settlement, a Security, Court Application or Discharge. | Upfront | Variable |
| Establishment fee — Payable when you ask us to establish a Credit Limit or when you request an increase in the Credit Limit. *Excludes Valuation and Solicitor Costs. Valuation fees are required to be paid upfront. | Upfront | $300.00 |
| Cash advance fee - Domestic — If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $1.50, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash advance fees will be calculated from date of transaction and charged on the last day of the statement period. | Withdrawal | 2% of transaction |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) — When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. | Withdrawal | $30.00 |
| Replacement card fee — For any replacement card issued overseas. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months | Event | $100.00 |
| Foreign currency conversion fee — 3.00% of the value of the transaction in AUD debited to your account when you make a transaction in a foreign currency or in AUD when you are outside of Australia; or in Australia where the merchant or financial institution that processes the transaction is located outside of Australia | Purchase | 3% of transaction |
| Title insurance premium — Fee amount will be variable, calculated if and when applicable.  Payable for the amount we are charged by our insurer for any title and loan protection insurance policy that we require. | Upfront | Variable |
| Bank transfer fee — Applicable when receiving an inward RTGS (Real time gross settlement) | Withdrawal | $8.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Information fee — $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $20.00 |
| Guarantee fee — Payable for each guarantee provided. | Upfront | $200.00 |
| Missed payment fee — Charged on the last day of the second consecutive statement period, in which the minimum repayment is not made and thereafter on the last day of each statement period that the minimum repayment is not made by the due date. | Event | $20.00 |
| Administration fee — Payable when we consent to any subdivision, lease, discharge, partial discharge, change of name, release of Security provider, changing a policy of lenders mortgage insurance, creation of subsequent Security Interest or any dealing in relation to a Security. | Event | $350.00 |
| SMS alert fee — Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
| Mercantile agents fee — Fee amount will be variable, calculated if and when applicable. The amount payable when you are in default and we send a mercantile agent to discuss this with you. | Event | Variable |
| Annual fee — Charged yearly · Charged to your account on the last day of the month in which the primary card is activated and thereafter annually on anniversary date. | Ongoing | $49.00 |
| Registration fee — Fee amount will be variable, calculated if and when applicable. Payable for costs we have to pay to a government body to register any documents in relation to a security. | Upfront | Variable |
| EFT transaction fee (RTGS) — Applicable when you send an outward RTGS (Real time gross settlement) | Withdrawal | $20.00 |
| Foreign currency deposit fee | Deposit | $5.00 |
| Disputed transaction fee — Payable per item and charged when a copy of a disputed transaction is requested. | Event | $10.00 |

## Features

- **Notifications** — SMS or Email (Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500))
- **Card access** — Greater Bank Visa Credit Card
- **Fraud protection**
- **Interest-free period** — 55 days
- **Balance transfers**
- **Guarantor supported**
- **Additional cards** — up to 9
- **Unlimited transactions** (Subject to credit limit)
- **Digital wallet** — Google Pay
- **Relationship management**
- **Digital banking**
- **Digital wallet** — Apple Pay

## Eligibility

- **Minimum age** — 18 years
- **Must be identifiable in terms of legislative requirements. Lending criteria apply.**
- **Business customers** (Businesses only)
- **Residency status** — Australian Residents only

## Constraints

- **Minimum limit** — $1,000.00
- **Maximum limit** — $100,000.00

## More information from Greater Bank Limited

- [Overview](https://www.greater.com.au/business/services/)
- [Terms & conditions](https://www.greater.com.au/termsandconditions)
- [Fees & pricing](https://www.greater.com.au/siteassets/calculators-rate-and-support/documents/disclosure-documents/fees-and-charges/businessvisacreditcard_feesandchargesform.pdf)

## Data provenance

- Published by Greater Bank Limited under the Consumer Data Right
- Product ID: `3215`
- Last updated by the provider: 28 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/greater-bank-limited/3215
- Provider page: https://www.cdrcompare.au/brands/greater-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000346

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/greater-bank-limited/products/3215) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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