Visa Credit Card
Low rate, low fee, personal credit card
- Purchase rate
- 9.95%
- Annual fee
- $49.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer | 9.95% | — | — |
| Purchase | 9.95% | — | — |
| Cash advance | 9.95% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Replacement card fee Payable if the card is sent to you in Australia. Payable when you or an additional cardholder request a replacement card before your card has expired, and you have already requested a replacement card in the period between the date on which the most recent annual fee is charged on your account (or if the annual fee is waived, the date on which it would be charged had it not been waived) and the date on which you request a second replacement card. | Event | $7.00 |
| Default notice fee Debited to your account when we send you a notice informing you of a default under the credit card contract. | Event | $50.00 |
| Late payment fee Payable when you miss a payment. The fee will be debited to your account on the last day of the second consecutive statement period in which the minimum repayment is not made and thereafter on the last day of each statement period that the minimum repayment is not made by the due date. | Event | $20.00 |
| SMS alert fee Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
Features
- Additional cards — up to 9
- Fraud protection
- Digital wallet — Apple Pay or Google Pay
- Digital banking
- Interest-free period — 55 days
- Balance transfers
- Card access — Greater Bank Visa Credit Card
- Unlimited transactions
- Subject to credit limit
Eligibility
- Employment status — Gainfully employed
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Residency status — Australian Residents only
- Minimum income — $20,000.00 p.a.
- Minimum age — 18 years
- Individuals only
Constraints
- Minimum limit — $1,000.00
- Maximum limit — $25,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3220 · View on CDR.gov.au · View Source Data (JSON)