Business Line of Credit - Secured by Commercial Property
Revolving credit facility for business purposes
- From
- 10.25%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Base rate disclosed. Margins will be applied. | 10.25% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Amount | every 6 months |
| Variable | 0.01% | Amount | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Government charges Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Registration fee Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
| Establishment fee 0.5% of amount borrowed or $600.00 whichever is greater* | Upfront | 0.5% of transaction |
| Discharge administration fee A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you. |
Features
- Card access — Visa Debit Card
- Digital banking
- Fraud protection
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Digital wallet — Apple Pay or Google Pay
- Guarantor supported
- Real-time payments (NPP)
- Relationship management
Eligibility
- Residency status — Australian Residents only
- Business customers
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Minimum age — 18 years
Constraints
- Minimum limit — $30,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3250 · View on CDR.gov.au