---
title: "Business Line of Credit - Secured by Commercial Property — Greater Bank Limited"
description: "Business Loans from Greater Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/greater-bank-limited/products/3250
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-10T14:00:00Z
---

# Business Line of Credit - Secured by Commercial Property — Greater Bank Limited

> Business Loans from Greater Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Greater Bank**

Revolving credit facility for business purposes

## At a glance

- **From:** 10.25% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Base rate disclosed. Margins will be applied. ) | 10.25% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | Amount $0–$99,999.99 | every 6 months |
| Variable | 0.01% | Amount $100,000+ | every 6 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Discharge administration fee — A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you. | Exit | $300.00 |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Stop payment fee — Charged to stop payment of a cheque you have drawn or a bank cheque. | Event | $7.00 |
| Property Exchange Australia (PEXA) transaction fee — Fee amount will be variable, calculated if and when applicable. Payable when we have to register any documents in relation to a security using PEXA, request information using PEXA, or we process a financial settlement using PEXA. Fees are applied as charged by PEXA | Event | Variable |
| Cheque drawn — Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) · Discount −$0.00 — Fee Waiver | Withdrawal | $0.80 |
| Mortgage Insurance Premium Fee — Fee amount will be variable, calculated if and when applicable. The amount charged by our mortgage insurer for a lenders mortgage insurance policy. | Upfront | Variable |
| Registration fee — Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
| Bulk coin purchase fee - In branch — 2.00% of value (minimum $2.00) | Withdrawal | 2% of transaction |
| Law stationers fee — Fee amount will be variable, calculated if and when applicable. Payable when a third party agent acts for or otherwise assists us in relation to (including when we request information in respect of a security or any other matter in connection with) your contract with us or a security. | Event | Variable |
| Overseas ATM — $5.00 plus Foreign Currency Conversion Fee · Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) | Withdrawal | 3% of transaction |
| Conversion Fee — $350 to convert, for example between a variable to a fixed loan or between principal & interest to interest only. If more than one loan is being converted at the same time each additional loan converted will attract a reduced fee of $250. | Event | $350.00 |
| Over-the-counter withdrawals — Discount −$0.00 — Fee Waiver · Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) | Withdrawal | $2.25 |
| Dishonour cheque fee | Dishonour | $15.00 |
| Bulk coin purchase fee - External — $8.00 per bag | Withdrawal | $8.00 |
| Monthly facility fee — Charged monthly | Ongoing | $15.00 |
| Cheque deposit — Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) · Discount −$0.00 — Fee Waiver | Deposit | $0.25 |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) — When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. | Withdrawal | $50.00 |
| Information fee - Per Page — Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| Bank cheque fee — Discount −$0.00 — Fee Waiver · Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) | Withdrawal | $9.00 |
| Cheque honour fee — Charged if we honour a cheque that would otherwise have been dishonoured due to insufficient funds. | Transaction | $5.00 |
| Direct debit dishonour fee | Dishonour | $8.00 |
| Establishment fee — 0.5% of amount borrowed or $600.00 whichever is greater* | Upfront | 0.5% of transaction |
| Default Notice Fee — Payable when we send you a notice informing you of a default under this contract | Late payment | $50.00 |
| Cheque notify fee - SMS | Event | $0.20 |
| Default Administration Fee — In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. | Late payment | $20.00 |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) — When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. | Withdrawal | $30.00 |
| Cheque notify fee - Customer Service | Event | $20.00 |
| Foreign currency conversion fee — 3.00% of the value of the transaction in AUD debited to your account when you make a transaction in a foreign currency or in AUD when you are outside of Australia; or in Australia where the merchant or financial institution that processes the transaction is located outside of Australia | Purchase | 3% of transaction |
| Administration fee — Payable when we consent to any subdivision, lease, discharge, partial discharge, change of name, release of a Security, changing a policy of lenders mortgage insurance, creation of subsequent Security Interest or any dealing in relation to a Security. | Variation | $350.00 |
| Bank transfer fee — Applicable when receiving an inward RTGS (Real time gross settlement) | Withdrawal | $8.00 |
| Conversion fee - Switch to a Basic/Great Rate or Ultimate Home Loan — $500 fee payable when you ask us to switch your loan to a Basic/Great Rate or Ultimate Home Loan. If more than one loan is being converted each additional loan converted at the same time will attract a reduced fee of $250. | Variation | $500.00 |
| Deposit unbagged coin — Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) · Discount −$0.00 — Fee Waiver | Deposit | 2% of transaction |
| Payment service creation fee — Charged when a customer requests we create an Easypay or Third Party Payment Service to other than a Greater Bank account. | Withdrawal | $2.50 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Information fee — $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $20.00 |
| SMS alert fee — Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
| Valuation fee — Fee amount will be variable, calculated if and when applicable. The amount charged by our valuer when a valuation is required by us (other than a valuation obtained on application). | Upfront | Variable |
| Replacement card fee  — Domestic $7.00 | Replacement | $7.00 |
| Guarantee fee — Payable for each guarantee provided | Upfront | $200.00 |
| Mercantile agents fee — Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security. | Event | Variable |
| Settlement processing fee — Payable for costs we incur in arranging settlement of the loan | Upfront | $180.00 |
| EFT transaction fee (RTGS) — Applicable when you send an outward RTGS (Real time gross settlement) | Withdrawal | $20.00 |
| Replacement card fee — International $100.00 | Replacement | $100.00 |
| Foreign currency deposit fee | Deposit | $5.00 |
| Cheque copy fee | Event | $15.00 |
| Over-the-counter BPAY — Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) · Discount −$0.00 — Fee Waiver | Withdrawal | $1.00 |
| Legal fee — Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or conveyancer for acting for us in relation to this loan | Event | Variable |
| Government charges — Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Deposit bagged coin — Discount −$0.00 — Fee Waiver · Discount −$0.00 — Fee Allowance (eligibility: Other: Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.) | Deposit | 1% of transaction |
| Title insurance premium — Fee amount will be variable, calculated if and when applicable. The amount charged by our title insurer for a lenders title insurance policy. | Upfront | Variable |

## Features

- **Card access** — Visa Debit Card
- **Digital wallet** — Apple Pay
- **Digital banking**
- **Digital wallet** — Google Pay
- **Fraud protection**
- **Notifications** — SMS or Email (Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500))
- **Guarantor supported**
- **Real-time payments (NPP)**
- **Relationship management**
- **PayID**

## Eligibility

- **Residency status** — Australian Residents only
- **Business customers**
- **Minimum age** — 18 years
- **Must be identifiable in terms of legislative requirements. Lending criteria apply.**

## Constraints

- **Minimum limit** — $30,000.00

## More information from Greater Bank Limited

- [Overview](https://www.greater.com.au/business/business-services/business-loans)
- [Terms & conditions](https://www.greater.com.au/termsandconditions)
- [Fees & pricing](https://www.greater.com.au/siteassets/calculators-rate-and-support/documents/disclosure-documents/fees-and-charges/business-lending-fees-and-charges.pdf)

## Data provenance

- Published by Greater Bank Limited under the Consumer Data Right
- Product ID: `3250`
- Last updated by the provider: 10 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/greater-bank-limited/3250
- Provider page: https://www.cdrcompare.au/brands/greater-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000346

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/greater-bank-limited/products/3250) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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