---
title: "Secured Personal Loan — Greater Bank Limited"
description: "Personal Loans from Greater Bank Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/greater-bank-limited/products/3270
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-24T14:00:00Z
---

# Secured Personal Loan — Greater Bank Limited

> Personal Loans from Greater Bank Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Greater Bank**

Personal loan secured by bill of sale over an asset

## At a glance

- **From:** 6.78% (7.17% comparison)

## Apply

Applications are handled by the provider: [Apply at Greater Bank Limited](https://www.greater.com.au/personal/personal-loans/secured-personal-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years | 6.78% | 7.17% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Redraw over-the-counter fee — Each time you re-borrow money by making written application to any branch of Greater Bank Ltd. | Withdrawal | $30.00 |
| Information fee - Per Page — Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| Default Notice Fee — Payable when we send you a notice informing you of a default under this contract | Late payment | $50.00 |
| Default Administration Fee — In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. | Late payment | $20.00 |
| Bank transfer fee — Applicable when receiving an inward RTGS (Real time gross settlement) | Withdrawal | $8.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Information fee — $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $20.00 |
| SMS alert fee — Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
| Mercantile agents fee — Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security. | Event | Variable |
| Foreign currency deposit fee | Deposit | $5.00 |
| Establishment fee | Upfront | $275.00 |
| Legal fee — Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or conveyancer for acting for us in relation to this loan | Event | Variable |

## Features

- **Digital banking**
- **Notifications** — SMS or Email (Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500))
- **Redraw facility** (Fee free redraw via Online Banking.  $30 fee for over the counter redraw.)
- **Extra repayments**

## Eligibility

- **Must be identifiable in terms of legislative requirements. Lending criteria apply.**
- **Minimum age** — 18 years
- **Residency status** — Australian Residents only
- **Individuals only**

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $100,000.00

## More information from Greater Bank Limited

- [Overview](https://www.greater.com.au/personal/personal-loans/secured-personal-loan)
- [Terms & conditions](https://www.greater.com.au/termsandconditions)
- [Fees & pricing](https://www.greater.com.au/siteassets/calculators-rate-and-support/documents/disclosure-documents/fees-and-charges/lending-fees-and-charges)

## Data provenance

- Published by Greater Bank Limited under the Consumer Data Right
- Product ID: `3270`
- Last updated by the provider: 24 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/greater-bank-limited/3270
- Provider page: https://www.cdrcompare.au/brands/greater-bank-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000346

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/greater-bank-limited/products/3270) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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