Unsecured Personal Loan
Personal loan without any need for security
- From
- 8.99%
- 9.39% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years | 8.99% | 9.39% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| SMS alert fee Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. | Transaction | $0.20 |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Establishment fee | Upfront | $275.00 |
| Default Administration Fee In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. | Late payment | $20.00 |
| Bank transfer fee Applicable when receiving an inward RTGS (Real time gross settlement) |
Features
- Redraw facility
- Fee free redraw via Online Banking. $30 fee for over the counter redraw.
- Digital banking
- Extra repayments
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
Eligibility
- Residency status — Australian Residents only
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Individuals only
- Minimum age — 18 years
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $50,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 7 July 2026 · Product ID 3275 · View on CDR.gov.au